Officer - Credit Analyst

Pac Lease; Kuala Lumpur; On-site; MYR 30,000 - 60,000; Full time

Job summary

An established industry player is seeking dynamic individuals to join their team in Kuala Lumpur. This exciting role involves ensuring compliance with credit policies, preparing reports, and evaluating customer creditworthiness. With a focus on personal development and career growth, this company offers attractive remuneration and a high-performance culture. If you are a motivated team player with strong analytical and communication skills, this opportunity could be your next step toward a fulfilling career in the finance sector.

Benefits

Attractive remuneration

Career growth opportunities

High-performance culture

Qualifications

• 1-2 years of relevant experience in Banking/Finance/Equipment Financing industry.
• Fresh graduates with a strong interest in credit analysis are encouraged to apply.

Responsibilities

• Ensure compliance with the Company’s credit policies while supporting growth.
• Prepare accurate and timely daily/monthly reports for the Credit Department.
• Evaluate potential customers' creditworthiness and set credit limits.

Skills

Analytical Skills

Communication Skills

Microsoft Word

Microsoft Excel

Team Player

Education

Recognised diploma/degree/professional qualification

Job description

Job Responsibilities:

1. Ensure compliance with the Company’s credit policies while supporting growth in quality assets.
2. Prepare accurate and timely daily/monthly reports for the Credit Department.
3. Update system records promptly.
4. Support the improvement of credit processing quality and the proficiency of credit & marketing personnel.
5. Prepare Letters of Offer and other credit-related documents.
6. Evaluate potential customers' creditworthiness and set credit limits.
7. Perform any other credit-related assignments and ad-hoc duties as required.

Requirements:

• Recognised diploma/degree/professional qualification in any discipline, preferably business-related.
• At least 1-2 years of relevant experience in Banking/Finance/Equipment Financing industry with extensive marketing networks.
• Fresh graduates with a strong interest in credit analysis are encouraged to apply.
• Ability to work under tight deadlines.
• Initiative, good analytical and communication skills.
• Proficiency in Microsoft Word and Excel.
• Team player.

Additional Information:

Pac Lease Berhad (“Pac Lease”) is a wholly-owned subsidiary of OCBC Capital (Malaysia) Sdn Bhd, whose holding company is Oversea-Chinese Banking Corporation Limited, a public listed company incorporated in Singapore. Established in 1996, Pac Lease offers a range of credit facilities including leasing and hire purchase to businesses.

In line with our expansion plans, we invite dynamic individuals to join our company. We offer attractive remuneration and benefits, a high-performance culture, and opportunities for personal development and career growth.