Analyst Associate – Wholesale/Corporate Business Division

Provident Banc Berhad; Selangor; On-site; MYR 100,000 - 150,000; Full time

Job summary

An established industry player is seeking an Analyst Associate for their Wholesale/Corporate Business Division. This pivotal role focuses on business development, client acquisition, and deal structuring, requiring a deep understanding of corporate finance and risk management. The successful candidate will proactively identify potential clients, negotiate financing deals, and collaborate with internal teams to ensure successful execution. With opportunities for professional growth and a dynamic work environment, this position offers the chance to make a significant impact in a rapidly growing organization.

Benefits

Competitive salary

Performance-based bonuses

Health and wellness benefits

Opportunities for professional growth

Qualifications

• 2-3 years of experience in corporate banking or financial services.
• Strong understanding of credit structuring and risk assessment.

Responsibilities

• Identify and onboard corporate clients seeking financing solutions.
• Structure customized financing solutions tailored to client needs.

Skills

Corporate Finance

Risk Management

Negotiation Skills

Communication Skills

Analytical Skills

Education

Bachelor's degree in Accounting

Bachelor's degree in Finance

Bachelor's degree in Economics

Tools

Microsoft Excel

Job description

Analyst Associate – Wholesale/Corporate Business Division

Provident Banc Berhad is a non-bank financial institution and a licensed money lender under the Moneylenders Act, 1951. We specialize in delivering bespoke funding and business solutions to our clients, ensuring competitive and comprehensive services. As a rapidly growing organization, we provide corporate, commercial, and personal financing tailored to meet the unique needs of our clients. We are currently expanding our business and are in need of qualified individuals to be part of our growth strategy.

Position Overview

As an Analyst/Associate - Wholesale/Corporate Business Division, your role will primarily focus on business development, client acquisition, and deal structuring. You will be responsible for identifying and onboarding corporate clients seeking financing solutions, structuring loan deals, and collaborating with internal teams, particularly the credit department, to ensure successful execution. Building and maintaining strong client relationships will be key to driving the company’s growth. Your role will require a deep understanding of corporate finance, risk management, and tailored financial solutions to meet client needs.

Key Responsibilities:

Business Development & Client Acquisition

• Proactively identify and pursue potential corporate clients seeking financing solutions.
• Develop strategic business plans to target key industry sectors and build a strong pipeline of potential clients.
• Conduct meetings and presentations to pitch financial products and solutions.
• Negotiate and close financing deals in line with company objectives.

Loan Structuring & Deal Execution

• Structure customized financing solutions tailored to client needs.
• Work closely with the credit department to facilitate credit assessments and risk evaluations.
• Collaborate with internal teams to oversee the end-to-end loan approval and disbursement process.
• Ensure all loan structuring adheres to regulatory guidelines and internal policies.

Collaboration with Credit Department

• Propose loan structures and terms based on client requirements and market conditions.
• Liaise with the credit department to support their credit analysis and risk management processes.
• Assist in providing relevant business insights and market intelligence to aid in credit decisions.

Client Relationship Management

• Develop and maintain long-term relationships with corporate clients to ensure satisfaction and repeat business.
• Act as the primary point of contact for clients, addressing inquiries and providing timely support.
• Offer financial advisory services to help clients optimize their borrowing strategies.
• Conduct comprehensive market research to identify emerging trends and opportunities.
• Provide insights and strategic recommendations to management.

Reporting & Documentation

• Maintain accurate records of all client interactions and transactions.
• Ensure compliance with company policies and regulatory requirements.

Job Requirements

• Bachelor's degree in Accounting, Finance, Economics, or a related field.
• Minimum of 2-3 years of experience in corporate banking, business development, or financial services.
• Strong understanding of corporate finance, credit structuring, and risk assessment.
• Strong negotiation, communication, and interpersonal skills.
• Ability to work collaboratively with internal teams to achieve business goals.
• Proficiency in English and Malay.
• Strong analytical and problem-solving skills.
• Proficiency in Microsoft Office, particularly Excel.
• Competitive salary and performance-based bonuses.
• Opportunities for professional growth and development.
• Comprehensive health and wellness benefits.
• Collaborative and dynamic work environment.

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Your application will include the following questions:

Which of the following languages are you fluent in? Which of the following statements best describes your right to work in Malaysia? What's your expected monthly basic salary? Which of the following types of qualifications do you have? Do you have experience working for a large corporate? Have you worked in a role which requires experience with financial analysis and modelling? How many years' experience do you have in market research? Do you have experience in a role which requires relationship management experience?