Executive (Loan & Financing)

Koperasi Tanjong Keramat Malaysia Berhad; Kuala Lumpur; On-site; MYR 36,000 - 48,000; Full time

Job summary

A leading cooperative financial institution is seeking a Credit Executive to manage loan processes, assess creditworthiness, and ensure effective communication with applicants. The ideal candidate will possess strong analytical skills, a relevant degree, and proficiency in both English and Bahasa Malaysia. This role requires attention to detail, multitasking abilities, and excellent customer service skills.

Qualifications

• Minimum qualification: Diploma/Bachelor’s Degree in relevant field.
• Proficiency in English and Bahasa Malaysia required.
• Possession of a valid driver’s license and personal transport.

Responsibilities

• Oversee loan and financing process, evaluate applications.
• Calculate financial ratios and manage loan-related systems.
• Prepare credit collection reports and provide customer service.

Skills

Communication

Interpersonal Skills

Detail-oriented

Multitasking

Education

Diploma/Bachelor’s Degree in Accounting

Bachelor’s Degree in Finance

Bachelor’s Degree in Banking

Bachelor’s Degree in Business Administration

Bachelor’s Degree in Management

Tools

Microsoft Office

Job description

Oversee the entire loan and financing process, including evaluating applications and setting up repayment plans.

Assess creditworthiness by processing loan applications within established limits.

Communicate with applicants to determine financial eligibility for loans.

Calculate relevant financial ratios and metrics.

Manage loan-related systems (e.g., ANGKASA, Taptaplah, etc.) as they pertain to cooperative financial institutions.

Handle credit collection, ensuring timely and accurate payment processing and reconciliation.

Prepare weekly and monthly credit collection reports.

Perform administrative duties related to accounts payable/receivable and non-performing loan (NPL) cases.

Provide excellent customer service, addressing client inquiries and concerns effectively.

Act as a liaison officer for cooperative-related agencies and other stakeholders.

Handle end-to-end processing of membership applications and withdrawals, including updating member records and maintaining accurate data in the system.

Manage all financial processes related to withdrawing members and eligible claims, including savings refunds, death benefits, loan takaful, education aid, and excellence awards to ensure timely and accurate disbursement.

Undertake additional tasks as assigned by management.

Job Requirements:

• Minimum qualification: Diploma/Bachelor’s Degree in Accounting, Finance, Banking, Business Administration, Management, or a related field.
• Proficiency in English and Bahasa Malaysia, both written and spoken.
• Strong communication and interpersonal skills.
• Detail-oriented and meticulous.
• Ability to work independently with minimal supervision.
• Capable of multitasking effectively.
• Possession of a valid driver’s license and personal transport.
• Proficiency in Microsoft Office suite (Word, Excel, PowerPoint, Outlook).

Additional Information:

How do your skills match this job?

Sign in and update your profile to get insights.

Your application will include the following questions:

• Which of the following statements best describes your right to work in Malaysia?
• What's your expected monthly basic salary?
• Which of the following qualifications do you have?
• Which Microsoft Office products are you experienced with?
• How much notice are you required to give your current employer?
• How many years' experience do you have as a Credit Executive?
• How many years' experience do you have as a Cooperative Staff?

RHB Banking Group

Puchong, Selangor, MY

3d ago

Executive, Asset Management

Toyota Capital Malaysia Sdn. Bhd.

12d ago

Researching careers? Find all the information and tips you need on career advice.