AML Ops Specialist / Senior Specialist

Capco; Kuala Lumpur; On-site; MYR 60,000 - 80,000; Full time

Job summary

A leading company in Kuala Lumpur is seeking an experienced AML professional to monitor banking transactions and ensure compliance with AML/CFT regulations. The ideal candidate will have strong analytical skills, excellent communication abilities, and a proactive approach to risk management. This role involves conducting investigations, preparing reports, and collaborating with various teams to mitigate financial crime risks.

Qualifications

• At least 5 years of AML/CFT experience in digital or SME/Corporate banking.
• Strong knowledge of AML laws, regulations, and sanctions regimes.

Responsibilities

• Monitor and analyze banking transactions for suspicious activities.
• Conduct investigations and prepare detailed reports.
• Perform Enhanced Due Diligence (EDD) reviews.

Skills

Communication

Analytical Skills

Critical Thinking

Collaboration

Education

Diploma or Degree

Job description

Responsibilities (Transaction Monitoring):

• Monitor and analyze banking transactions and customer activities using bank systems. Identify suspicious patterns, unusual behaviors, and high-risk activities indicating potential money laundering, fraud, or other illicit activities. Conduct investigations, review findings, and prepare detailed reports for internal and regulatory purposes.
• Support AML Advisory in executing ad-hoc AML/CFT matters as required.
• Ensure timely and accurate AML reviews and checks.
• Review and assess name hits of individuals and companies to ensure compliance and mitigate risks related to money laundering, fraud, terrorism financing, and other financial crimes.
• Analyze alerts for matches with sanctioned entities, PEPs, and high-risk individuals. Document findings comprehensively.
• Perform holistic Enhanced Due Diligence (EDD) reviews for event-driven cases.
• Conduct screening and background checks for customers, related parties, and counterparties.
• Analyze triggers for specific events and draft RFIs for customer clarification.
• Draft risk assessment memos on ML/TF/Sanctions risks and recommend account management strategies.

Skills and Experience

• Diploma or degree with at least 5 years of AML/CFT experience in digital or SME/Corporate banking. Additional AML certifications are advantageous.
• Strong knowledge of AML laws, regulations, and sanctions regimes is preferred.
• Excellent communication, collaboration, critical thinking, and analytical skills. Ability to prioritize multiple tasks effectively.
• Proactive team player capable of working independently.
• Strong written and verbal communication skills in English and Mandarin.