Sales Consultant, Auto Finance

AFFIN Group; Petaling Jaya; On-site; MYR 30,000 - 60,000; Full time

Job summary

Join a forward-thinking financial institution where your contributions will directly impact the growth of innovative financing solutions. This role offers the chance to engage with dealers, market Hire Purchase products, and drive sales while ensuring compliance with regulatory standards. You'll be part of a dynamic team that values initiative and communication, empowering you to excel in a fast-paced environment. If you're ready to make a difference and grow your career in a supportive atmosphere, this opportunity is perfect for you.

Qualifications

• Degree or diploma in relevant field required.
• Strong interpersonal and communication skills are essential.

Responsibilities

• Responsible for marketing HP financing products and acquiring sales.
• Ensure compliance with bank policies and maintain dealer relationships.

Skills

Interpersonal Skills

Communication Skills

Knowledge of HP Vehicle Market

Self-Motivated

Education

Degree

Professional Qualification

Diploma

Tools

Computer Literacy

Job description

Create your future with Affin! You too can make a difference.

Join us at AFFIN, where open minds meet and be inspired by a shared commitment to great work. Here, you don’t just stay at the forefront of the industry – you can make a difference too.

Job Purpose

• Responsible for marketing Hire Purchase (HP) financing/loan products, acquiring HP sales, sourcing new dealers, and maintaining close business relationships with existing dealers. Cross-selling HP-related products or Bank’s products.

Accountabilities

• Market HP products and establish new dealer partnerships for the branch, maintaining good business relationships.
• Meet sales targets for Hire Purchase and Cross Selling, ensuring asset quality and reasonable yields.
• Ensure completeness of documents submitted by dealers, verifying against originals and witnessing loan document execution.
• Conduct interviews with applicants, inspect vehicles, and visit sites to verify business or residence if required.
• Monitor market share with existing dealers and keep credit processing staff updated on market trends.
• Stay informed about the latest bank and regulatory policies, guidelines, manuals, and circulars, ensuring compliance (e.g., Credit Authority Framework, BNM Guidelines, Data Protection Act, etc.).
• Ensure data integrity and workflow/process requirements are met, with timely report submissions.
• Act as an authorized signatory.
• Undertake any additional responsibilities as assigned by management.

Requirements

• Degree, Professional qualification, or Diploma.
• Self-motivated team player with strong interpersonal and communication skills, knowledge of the HP vehicle market.
• Computer literate.
• Own transport.