Director, Head Treasury Liquidity

Standard Chartered; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Job summary

Standard Chartered is seeking a liquidity risk manager to oversee liquidity and interest rate risk within its Malaysian operations. Candidates will engage with various stakeholders to optimize balance sheet strategies and ensure compliance with regulatory standards, thereby playing a crucial role in risk management and financial stability.

Benefits

Core bank funding for retirement savings

Medical and life insurance options

Flexible working options

Generous time-off policies

Proactive wellbeing support programs

Continuous learning and development opportunities

Inclusive and diverse working environment

Qualifications

• Expertise in liquidity and interest rate risk management in banking.
• Strong analytical and communication skills.
• Experience in balance sheet management is essential.

Responsibilities

• Drive compliance with liquidity and interest rate risk policies.
• Lead engagement for balance sheet optimization strategies.
• Manage limits monitoring and escalation processes.

Skills

Liquidity risk

Interest rate risk

Balance sheet management

Analytical skills

Communication skills

Job description

• Identify, measure, and monitor liquidity risk and interest rate risk in the banking book (IRRBB) exposure taken in-country and incorporate these in shaping and execution of strategy.
• Proactively engage Country Treasurers and ALCOs in pursuit of sustainable and profitable balance sheet growth that is aligned to strategy.

Business

• Provide insights on current and forward looking IRRBB exposures, impact assessments interest income and actions available to ALCO for balance sheet optimisation.
• Support Treasury led balance sheet optimisation drives through ALCOs.
• Lead the engagement with businesses on balance sheet optimisation strategies including but not limited to asset & liability mix to manage liquidity and IRRBB while optimising returns.
• Delivery of liquidity reporting requirements.

Processes

• Drive compliance with the liquidity, funding risk and IRRBB policies & standards falling under Treasury in the Enterprise Risk Management Framework working closely with Treasury Risk.
• Implement Group policy and standard requirements in country, ensuring local addenda are prepared and approved, where required for local requirements, and documented in the Country Balance Sheet Manual.
• Participate in liquidity change projects ensuring deliverables are completed in a timely manner.
• Enhance processes and procedures and mitigate operational risk within the liquidity reporting processes.
• Review and challenge reports produced by the central Treasury team.
• Subject matter expert (SME) for liquidity and IRRBB for local reporting requirements through providing input/feedback on draft local regulations.
• Support the Country Treasurer in driving the FTP standard through:
o Identifying sub-optimal outcomes and working with Country Treasurer and Group teams to find solutions.
o Being the SME for queries regarding policy and framework.
o Supporting the roll out of FTP systems
o

Key Responsibilities

• Support Treasury Markets and Trading Desk in limits proposals including tabling to ALCO for approval.
• Support the Country Treasurer and Group Resolution Planning with the Group country resolution playbook.
• Support the delivery of the Country Recovery Plan and assist the Country Treasurer in conducting fire drills.

People & Talent

• Lead through example and help build the appropriate culture and values. Collaborate with Treasury Risk and Finance.
• Motivate and develop liquidity reporting staff to enable individuals achieve their potential and ensure the team delivers on its collective agenda.
• Regularly provide feedback to drive high performance in the team.

Risk Management

• Manage liquidity risk and IRRBB. This includes limits monitoring and excess management.
• Escalate breaches in accordance with escalation procedures and propose remediation plan for structural metrics.
• Engage Treasury CRO approval of temporary limits.
• Support Country Treasurer/CFO in interactions with local regulators, ratings agencies and auditors in matters relating to liquidity and IRRBB.
• Contribute to the preparation of Board, ALCO, ExCo, and other papers on matters relating to liquidity and IRRBB.
• Support enterprise stress testing (ICAAP, local stress testing requirements, ILAAP) through:
o Providing IRRBB and Pillar 2 assessment for ICAAP.
o Undertaking the liquidity aspects of revest stress test working in conjunction with Risk.
• Support the Country Treasurer to recommend and set country board risk appetite and management action triggers for liquidity and IRRBB.
• Ensure there are appropriate and documented internal controls and procedures in place. Monitor the operation of such procedures and controls, regularly reviewing them to ensure that they reflect any changes in products, systems, standards, and regulations.

Governance

• Organisation
Allocate appropriate responsibility, accountability, and authority to liquidity team members. Ensure clarity of information flow and escalation or concerns.
• Compliance
Ensure compliance with Group Compliance policies, standards, and codes.
• Internal audit
Ensure that appropriate remedial action is taken in response to audit findings in areas of responsibility.

Skills and Experience

Other Responsibilities

• Embed Here for good and Group’s brand and values in Finance.
• Perform other responsibilities assigned under Finance to support the Bank’s activities.
• Provide cover for staff members in the department in their absence.

Qualifications

• Liquidity and interest rate risk in the banking book (IRRBB)
  Communication skills
  Balance sheet management
  Analytical skills

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

About the company

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