Credit Review Officer - Corporate Credit Administration Hub

Description

• Verify that Credit Reviews (CRs) are approved in accordance with the Credit Policy’s Lending Authority Limits.
• Verify Next Review Date, Loan Classification and perform update(s) where necessary.
• Verify CR terms & conditions (T&Cs) & perform loan and security docs check.
• Verify structural fields of facilities, collateral data quality (i.e., security values etc.), charge and perform system maintenance.
• Verify and perform tracking(s) to trigger Relationship Manager’s action and compliance:
• Financial spreadsheet
• Collateral insurance adequacy
• Data Quality
• Documents
• Waiver of valuations
• Monitor and track collateral expiry dates where applicable.
• Liaise with SG Doc Team and Relationship Manager to ensure the completeness of CR Check.
• Ensure conditions of approvals are met, documentation is in compliance with terms of approval and bank’s policies prior to implementation of facilities.
• Adhere to documented procedures, control guidelines and compliance framework.
• Ensure covenants and exceptions are logged, monitored, and followed through.
• Attend to business partners’ queries and requests timely.
• Coordinate, escalate and follow up with internal parties on issues for resolutions/approvals.
• Contribute to process improvements to enhance productivity and improve service.
• Participate in project initiatives and assignments.

Job Qualifications

• Diploma or Degree in Business Administration, Finance, MIS or related area preferred.
• At least 2 years’ experience (preferable experience with Banking industry).
• Pleasant disposition with good interpersonal and communication skills to interact effectively at all levels.
• Ability to work under pressure.
• Able to work independently with minimal supervision and must be a team worker with the ability to demonstrate good teamwork amongst staff.
• Self-motivated, dedicated, commitment and result oriented, to complete all tasks assigned within SLA with zero defect.
• Willing to work longer hours when required.
• Possess a positive attitude, initiative, and sense of responsibility.
• Able to take any tasks assigned by Dept Head from time to time.
• Flexible to be transferred to any unit/section when necessary.
• Familiar with Microsoft Software applications especially in Words and Excel.
• Able to work according to Singapore working calendar.
• Willing to work beyond standard working hours when required.

Primary Location
Malaysia-Kuala Lumpur

Job
Operations

Organization
MAL E2P - Corporate Credit Administration - Hub

Schedule
Permanent

Full-time

Job Posting
09-Apr-2025, 9:49:54 AM