Credit Operation Executive

Yulon Capital Sdn Bhd; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading company in the hire-purchase industry is seeking a Credit Operation Executive to manage document and customer services. Responsibilities include ensuring compliance with agreements, reviewing credit reports, and supporting post-loan management efforts. The ideal candidate will have extensive experience in credit operations and a degree in finance or economics. Perks include comprehensive medical claims, education support, and professional memberships.

Benefits

Outpatient medical claims

Dental claims

Optical claims

Education support

Allowances

Festive celebrations

Birthday celebrations

Staff insurance

Professional memberships

Qualifications

• Three or more years of analytical experience in a similar industry.
• Proven experience as a credit operation/loan management senior executive.
• Familiarity with risk management software.

Responsibilities

• Generate agreements for all approved applications.
• Perform independent checks on all documentation and agreements.
• Handle general filing and administrative work.

Skills

Analytical experience

Communication skills

Interpersonal skills

Problem-solving skills

Organizational skills

Risk management software proficiency

Customer satisfaction orientation

Time management skills

Goal-oriented

Education

Bachelor’s degree in finance or economics

Tools

Hire Purchase/Leasing/Loan application software

Job description

The Credit Operation Executive plans and implements all aspects of document management, customer service, and collection management. The position acts as a strategic business partner in managing post-loan related matters. This role also involves reviewing PDC statements and credit reporting, and making flexible adjustments to collection policies.

Reports to:

Collection Department Head

Credit Operation Team Members

Job Responsibilities:

1. Generate agreements for all approved applications.
2. Prepare Letters of Undertaking to dealers.
3. Perform independent checks on all documentation and agreements to ensure accuracy, completeness, and compliance with approval terms, company policies, and relevant laws and regulations.
4. Apply E-hakmilik in FIS (Financial Information System).
5. Send activated agreements for stamping (LHDN) and post agreements to hirers.
6. Discharge E-ownership when agreements mature or are fully paid.
7. Handle general filing and administrative work.
8. Perform other ad hoc tasks assigned by the manager.

Required Skills and Qualifications:

• Three (3) or more years of analytical experience in a similar industry or in CNC Machinery.
• Excellent communication, interpersonal, problem-solving, presentation, and organizational skills.
• Proficiency with risk management software.
• Proven experience as a credit operation/loan management senior executive.
• Familiarity with computers and Hire Purchase/Leasing/Loan application software.
• Solid understanding of hire purchase, leasing, and related products and practices.
• Customer satisfaction orientation and good time management skills.
• Ability to work in a goal-oriented environment.

Preferred Skills and Qualifications:

• Bachelor’s degree in finance, economics, or an equivalent field.

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Yulon Capital Sdn Bhd was established to provide hire-purchase-related services, supporting Malaysian SMEs. It is part of the Yulon Group, a large Taiwanese corporation with diverse industry interests and a history dating back to 1951, emphasizing a "people-oriented" approach and mutual benefit.

Perks and benefits include outpatient medical, dental, optical claims, education support, allowances, festive and birthday celebrations, staff insurance, and professional memberships.

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