Credit Evaluation (Retail Banking)

Hong Leong Bank; Petaling Jaya; On-site; MYR 20,000 - 100,000; Full time

Job summary

A leading financial institution in Malaysia, Hong Leong Bank is looking for talented individuals for the Credit Evaluation team. Roles include evaluating and approving loans while ensuring excellent service delivery and managing credit decisions. Fresh graduates are welcome, offering an excellent start to a banking career in a supportive environment.

Qualifications

• A recognized degree in relevant disciplines is required.
• Strong analytical, interpersonal, and communication skills are essential.
• Fresh graduates are encouraged to apply.

Responsibilities

• Evaluate, recommend, and approve loans within assigned regional limits.
• Manage disagreements on credit decisions with sales personnel.
• Assist the Team Leader in managing approval turnaround times.

Skills

Analytical skills

Interpersonal skills

Communication skills

Self-motivated

Education

Recognized Degree in Business Administration, Economics, Banking, Finance

Job description

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The Credit Evaluation Executive, Senior Executive & Assistant Manager / Manager is responsible for processing and evaluating applications in accordance with guidelines and procedures, ensuring consistent delivery of high-quality services to customers and meeting department objectives while maintaining acceptable credit losses. This role reports to the Credit Evaluation Team Leader and offers a great opportunity to start your career in banking within the Personal Financial Services Credit Division.

We are currently looking for talents to:

• Evaluate, recommend, and approve loans within assigned regional limits.
• Evaluate and recommend loans beyond their authority for approval.
• Manage disagreements on credit decisions with sales personnel.
• Assist the Team Leader in managing approval turnaround times for their regions.
• Managers will have the authority to approve loan applications.

Available positions in the credit evaluation team include:

• Mortgage Credit Evaluation
• Hire Purchase Credit Evaluation (Based in Puchong)

Do you have what it takes? We are seeking talents with:

• A recognized Degree in Business Administration, Economics, Banking, Finance, or related disciplines.
• Strong analytical, interpersonal, and communication skills.
• Self-motivated with the ability to work independently and under pressure to deliver results.
• Candidates for the Auto Loan Credit Evaluation position will be based at our Auto Loan Center in Puchong.
• Fresh graduates are welcome to apply.

Unlock job insights

Salary, match, Number of applicants, Skills match

Your application will include questions about:

• Your right to work in Malaysia.
• Your expected monthly basic salary.
• Your qualifications.

Banking & Financial Services, with more than 10,000 employees, is a leading financial institution in Malaysia with a century of entrepreneurial heritage. We provide comprehensive financial services guided by a Digital-at-the-Core ethos, earning industry recognition for innovation and making banking simpler. Our offerings span nationwide in Malaysia and expanding regionally in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We value diversity, inclusion, and merit, assessing candidates based on merit and potential to attract the best talent. We are digitizing the employee journey to support lifelong learning, career growth, and internal talent development.

Realize your full potential at Hong Leong Bank by applying now.

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