Credit Analyst Officer (ID: 683351)

PERSOL; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A financial services company in Kuala Lumpur seeks a Credit Analyst to ensure compliance with credit policies and support the credit team. Responsibilities include evaluating customer creditworthiness, preparing credit documents, and ensuring timely reporting. Candidates should have a diploma or degree, with 1-2 years of relevant experience in banking or finance and strong analytical and communication skills.

Qualifications

• Recognized Diploma / Degree / professional qualification in any discipline, preferably business related.
• At least 1-2 years relevant working experience in Banking / Finance / Equipment Financing industry.
• Able to work under tight deadlines.

Responsibilities

• Ensure compliance with the Company’s credit policies.
• Ensure daily/monthly reports are accurate and timely.
• Evaluate potential customers' creditworthiness.

Skills

Analytical skills

Communication skills

Initiative

Microsoft Word

Microsoft Excel

Education

Diploma or Degree in any discipline

Job description

Business Nature: Credit / Financial Services

Working Days / Hours: Monday to Friday, 8:45AM-5:30PM

Job Responsibilities

• Ensure compliance of the Company’s credit policies while maintaining a balanced approach to support growth in quality assets.
• Ensure daily / monthly reports for Credit Department are done accurately and timely.
• Ensure the timely updating of system records.
• Provide support to improve quality of credit processing and proficiency levels of credit & marketing personnel where necessary.
• Undertake to prepare Letter of Offer and any other credit related documents.
• Evaluating potential customers\' creditworthiness and setting credit limits.
• Undertake any other credit-related assignments and ad-hoc duties from time to time.

Requirements

• Recognized Diploma / Degree / professional qualification in any discipline, preferably business related.
• At least 1-2 years relevant working experience in Banking / Finance / Equipment Financing industry (hire purchase) with wide marketing networks.
• Able to work under tight deadlines.
• Possess initiative, good analytical and communication skills.
• Possess knowledge of Microsoft Word and Excel.
• Be careful - Don’t provide your bank or credit card details when applying for jobs. Don\'t transfer any money or complete suspicious online surveys. If you see something suspicious, report this job ad.