Credit Analyst (Junior)

SoftBank Investment Advisers (SBIA); Kuala Lumpur; On-site; MYR 30,000 - 50,000; Full time

Job summary

Join a leading SME digital finance platform as a Credit Analyst in Kuala Lumpur. In this role, you'll analyze clients' credit information, conduct credit appraisals, and provide vital market insights. You'll work independently and collaboratively to enhance credit-related processes and contribute to the company's growth.

Qualifications

• Bachelor’s Degree in relevant fields required.
• 1-3 years of experience in credit processing or analysis preferred.
• Proficiency in English and Bahasa Malaysia.

Responsibilities

• Analyze clients' credit data and financial statements.
• Conduct credit appraisals and make recommendations.
• Ensure credit reviews comply with company policies.

Skills

Interpersonal Skills

English

Bahasa Malaysia

Financial Analysis

Education

Bachelor’s Degree in Accounting, Finance, Economics, or related fields

Tools

Excel

Job description

About Funding Societies

Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia, licensed and operating in Singapore, Indonesia, Thailand, Malaysia, and Vietnam. Backed by prominent investors such as Sequoia India (Peak XV), Softbank Vision Fund, Khazanah, and SMBC Bank, we provide business financing to SMEs funded by individual and institutional investors, along with payment solutions for SMEs and consumers.

Our Values

At Funding Societies | Modalku, we live by our core values GETFS:

• Grow Relentlessly: Strive to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Foster togetherness to help each other succeed.
• Test, Measure, Act: Stay curious and reinvent ourselves through innovation and experimentation.
• Focus on Impact: Create impact through action and tangible results.
• Serve with Obsession: Build long-term relationships with a customer-centric approach.

We seek driven individuals who are detail-oriented, passionate about learning, and eager to improve.

Position: Credit Analyst

As a Credit Analyst, you will gain valuable insights into financial markets and contribute to our growth by:

• Analyzing clients' credit data, financial statements, and reports.
• Undertaking credit appraisals and making recommendations.
• Ensuring all credit reviews comply with company policies.
• Conducting industry and economic studies to stay updated on market trends.
• Supporting credit-related projects, system enhancements, and process improvements.
• Performing ad-hoc tasks as assigned.

Requirements

• Bachelor’s Degree in Accounting, Finance, Economics, or related fields.
• Preferably 1-3 years of experience in credit processing or analysis; SME portfolio experience is a plus.
• Proficiency in English and Bahasa Malaysia; additional languages are an advantage.
• Strong interpersonal skills, able to work independently and in teams.
• Familiarity with Excel and financial analysis.
• Fresh graduates are encouraged to apply.