Credit Analyst I

Kimberly-Clark USA; Petaling Jaya; Hybrid; MYR 60,000 - 90,000; Full time

Benefits offered by this job

Flexible work model

Collaborative environment

Career growth opportunities

Job summary

Kimberly-Clark in Malaysia is seeking a Credit Analyst I to help manage our AR portfolio, review creditworthiness, and support cash flow for iconic brands like Huggies and Kotex. You will work with sales, finance, and auditors to ensure timely collections and accurate reporting.

You will perform credit risk assessments, set limits, and produce monthly AR and credit reports. This hybrid role offers growth opportunities within a global consumer goods leader.

Qualifications

• Bachelor's degree in Accounting, Finance, or a related field.
• 2–5 years of relevant experience, preferably in credit management.
• Collaborative team player with good communication and interpersonal skills.
• Independent with maturity, analytical skills, integrity & initiative.
• Computer literate with MS Office; SAP knowledge is an added advantage.

Responsibilities

• Review AR aging and follow up on outstanding debts to meet ADSO targets and maintain cash flow.
• Analyze customer ledgers and resolve balances with sales teams and customers.
• Review credit risk for new applications and set credit limits.
• Conduct periodic credit evaluations and implement credit control procedures.
• Release held orders and follow up on payment terms to avoid delays.
• Monitor past due accounts and coordinate with Sales and customers on collections.
• Issue monthly Credit / AR performance reports for management review.
• Process new customer credit applications and prepare inter-co billings.
• Attend to auditors on AR schedules and inquiries.
• Provide training on Credit policy and risk reporting to Sales staff.
• Record monthly AR doubtful debts provision and month-end close journals.
• Generate ad hoc reports as requested and ensure policy compliance.

Skills

Analytical skills

Communication skills

Interpersonal skills

Team player

Integrity

Initiative

Maturity

Independence

Education

Bachelor's degree in Accounting, Finance, or related field

Tools

SAP

Microsoft Office

Job description

Credit Analyst I

Job Description

Join the team behind iconic brands like Huggies®, Kotex®, Poise®, Depend® at Kimberly-Clark, it's all here for you-innovation, growth, and the chance to make a real impact. You're not the person who will settle for just any role. Neither are we. Because we're out to create Better Care for a Better World, and that takes a certain kind of person and teams who care about making a difference. Here, you'll bring your professional expertise, talent, and drive to building and managing our portfolio of iconic, ground-breaking brands. In this role, you'll help us deliver better care for billions of people around the world. It starts with YOU.

Responsibilities

• Responsible for review AR Aging and active following up outstanding debts from customers and meeting collection ADSO target and maintain positive cash flow.
• Analyze customer ledgers and reconciles with sales specialists and/ or customers to ensure hanging balances are resolved, customer records are updated, customer issues and disputes are addressed on timely manner.
• Reviewing credit risk for new application / new customers by carry out credit worthiness checks and make credit limit recommendations, evaluate and mitigate credit risks.
• Conduct periodic credit evaluation and meeting with Sales team on existing customers, formulate and implement credit control procedures that is aligned with the company credit administration policy & procedure.
• Release held orders of customers and follows-up customers regarding adherence to collection / payment terms to avoid holding orders.
• Monitor past due and delinquent accounts and constantly follow up with Sales team and customers on collection activities and action taken.
• Issue monthly Credit / AR performance report for management's review.
• Receive and process new customer applications for credit.
• Prepare Inter-co billings and follow up payments.
• To attend to Auditors on audit schedules and AR enquiries.
• Proactively work and collaborate with internal customers to ensure the type and quality of services provided, support them in achievement of their business objectives, and efficiently provide the essential administrative support services to the organization.
• Provide training/briefing for new Sales personnel on the Credit policy & procedure, risk and reporting.
• Book monthly AR doubtful debts provision, early payment discount journals for month-end close.
• Other Ad hoc reports and request from management.
• Assure compliance with Company Credit Policy, risk appetite guidelines and all regulatory requirements.

Required Qualifications

• Bachelor's degree in Accounting, Finance, or a related field.
• Minimum of 2 to 5 years of relevant working experience, preferably in the same capacity, with practical experience in Credit Management.
• A collaborative team player with good communication and interpersonal skills.
• An independent person with high degree of maturity, analytical skills, integrity & initiative.
• Computer literate with good knowledge of Microsoft Office and computerized accounting software knowledge in SAP, is an added advantage.
• Strong command of written and oral in English with excellent interpersonal, negotiation & influencing skills.

Preferred Qualifications

• Additional proficiency in any one of these languages; Mandarin, Korean, Vietnamese and Bahasa Indonesia is of an advantage.
• Collaborative and process improvement oriented.
• Experience in a FMCG sector would be an added advantage.
• Worked in SSC environment would be a strong plus.

Led by Purpose. Driven by You.

Total Benefits

We believe that our employees are our greatest asset, and we're committed to providing them with the resources they need to be successful. If you're looking for a rewarding career with a company that cares about its employees, then Kimberly-Clark is the place for you.

Flex That Works at Kimberly-Clark

We believe great work happens when people come together with purpose. That's why we offer a flexible work model that blends remote work with intentional in-person collaboration - helping you connect, grow, and innovate while maintaining the balance you value.

For Kimberly-Clark to grow and prosper, we must be an inclusive organization that applies the diverse experiences and passions of its team members to brands that make life better for people all around the world, which is why we seek to build a workforce that encompasses the experiences