Credit Analyst, Hire Purchase | Kuala Lumpur, MY

Hays; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A fast-growing financial services company seeks a Credit Analyst to enhance their team. This role requires a degree in finance and at least three years of experience in credit risk assessment, particularly in hire-purchase lending. The successful candidate will evaluate loan applications, analyze financial documents, and ensure regulatory compliance, while working collaboratively with other teams.

Benefits

Competitive compensation package

Performance-based bonus structure

Career development opportunities

Leadership training

Autonomy in the role

Qualifications

• Minimum of 3 years in credit risk assessment, preferably in hire-purchase lending.
• Understanding complex risk issues.
• Able to work independently and a great team player.

Responsibilities

• Evaluate hire-purchase and floor stock loan applications.
• Conduct due diligence and maintain accurate credit records.
• Ensure compliance with regulatory standards in Malaysia and Singapore.

Skills

Analytical skills

Decision-making

KYC compliance

Credit risk assessment

Education

Bachelor's Degree in finance, accounting, or actuarial science

Tools

MS Office

Job description

Your new company

This organisation is a fast-growing financial services company which strives to deliver the best experience for its customers. They offer multiple products and are currently looking for a Credit Analyst to join the fast-growing team.

Your new role

This role is for a Credit Analyst with expertise in auto finance, financial analysis, and KYC compliance. The position involves evaluating hire-purchase and floor stock loan applications, analysing financial documents, and assessing credit risk.

Responsibilities include conducting due diligence, maintaining accurate credit records, and ensuring compliance with regulatory standards in both Singapore and Malaysia. The analyst will collaborate with sales, operations, and compliance teams, and must be detail-oriented with strong analytical and decision-making skills. A degree in finance or a related field and at least three years of relevant experience are required. Proficiency in MS Office is also essential.

What you'll need to succeed
To ensure your success in this role, you will possess:

• Minimum of 3 years in credit risk assessment, preferably in hire-purchase lending and floor stock
• Bachelor's Degree in accounting, actuarial science, finance or a related discipline
• Understanding of complex risk issues, strong analytical skills, decision-making power, resilience, and a sense of responsibility
• Able to work independently with minimal supervision and also a great team player

What you'll get in return
In return for your dedication and hard work, you'll be rewarded with:

• Competitive compensation package including a competitive performance-based bonus structure and consistent career development
• Opportunities to work with a market-leading team within the banking industry
• Excellent career support and leadership training
• Autonomy and opportunities to develop into a senior management role

What you need to do now

If you're interested in this role, click 'apply now' or forward an up-to-date copy of your CV to [e-mail]. If this job isn't quite right for you, but you are looking for a new position, please contact Hung Khang at Hays on [phone] for a confidential discussion on other opportunities in Risk Management.

At Hays, we value diversity and are passionate about placing people in a role where they can flourish and succeed. We actively encourage people from diverse backgrounds to apply.

Credit Analyst (Corporate Banking) Hays Singapore

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