Credit Analyst/Credit Management (Immediate Hiring)

EPS Malaysia; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading financial company in Kuala Lumpur is seeking a skilled Credit Officer to oversee loan applications and ensure compliance with financial regulations. The ideal candidate will have substantial experience in credit evaluation and fraud detection, alongside a relevant diploma and strong communication skills. This role requires a mature individual who can work independently and efficiently under pressure.

Qualifications

• Minimum Diploma in relevant fields.
• 3-5 years of experience in a similar role.
• CCR certification is an advantage.

Responsibilities

• Screen loan applications and verify applicant identity.
• Conduct investigations on red flags.
• Prepare credit review reports and ensure compliance.

Skills

Communication

Risk Management

Fraud Detection

Education

Diploma in Business, Commerce, Economics, Finance, Banking

Job description

• Screening loan applications by verifying applicant identity, detecting document fraud, and cross-checking applicant information.

• Scrutinizing red flag detection, conducting further investigations, and making recommendations after review.

• Preparing credit review reports, maintaining audit records, and submitting SARs when required for regulatory compliance.

• Evaluating approved credit decisions for compliance with company guidelines and assessing risk management, including adherence to product policies and approval thoroughness.

Requirements

• Minimum Diploma in Business, Commerce, Economics, Finance, Banking, or equivalent qualification.

• 3-5 years of experience as a Credit Officer, Loan Officer, Fraud Reviewer, or similar role.

• CCR certification is an advantage.

• Mature candidates who can work independently, under pressure, and deliver results.

• Good communication skills in English and Bahasa Malaysia, both written and spoken.

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