Compliance Analyst, Transaction Monitoring

YouTrip; Selangor; On-site; MYR 35,000 - 45,000; Full time

Job summary

YouTrip, une plateforme de paiement multi-devises innovante, recherche un analyste de conformité passionné pour rejoindre son équipe dynamique. Le candidat idéal possède 2-3 ans d'expérience en services financiers, avec des compétences analytiques solides et une attention aux détails. Vous examinerez les transactions et contribuerez à la lutte contre les activités frauduleuses tout en soutenant l'objectif d'une meilleure satisfaction client.

Qualifications

• 2-3 ans d'expérience dans le secteur des services financiers ou des paiements.
• Connaissance des réglementations relatives aux paiements en Malaisie est un plus.
• Esprit d'analyse et aptitude à résoudre des problèmes complexes.

Responsibilities

• Examiner et évaluer les alertes générées par les systèmes de surveillance des transactions.
• Rédiger des rapports sur les transactions suspectes et les soumettre aux autorités compétentes.
• Collaborer avec d'autres fonctions clés pour assurer un processus interne fluide.

Skills

Analytical skills

Problem-solving skills

Attention to detail

Job description

We are

YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.

Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.

Recognised as CNBC’s World’s Top Fintech Companies 2024, Top Fintech Leader by the Monetary Authority of Singapore and the Singapore Fintech Association, and LinkedIn’s Top Startup for two consecutive years, YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.

Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.

You Will

• Review and assess alerts generated by our transaction monitoring and screening systems. Require a good level of analytical skill to detect unusual or suspicious transactions and escalate potential hits. Analysts may also be required to send requests for further information from customers.
• Conduct transaction reviews and should transaction anomalies be observed, draft Suspicious Transaction Reports (“STR”) for lodgment to the relevant authorities.
• Analyse transaction data to identify trends & patterns in transactions that may signify suspicious or fraudulent activities, using data and transaction monitoring tools.
• Collaborate with other key business functions to ensure a smooth end-to-end internal process to achieve customer satisfaction and safeguard the company’s and users’ interests.
• Perform any other ad-hoc legal/compliance duties.

You Are

• Compliance & Risk enthusiast – you have racked up at least 2 - 3 years of relevant work experience ideally within the financial services or payment industry. Relevant knowledge on payments related regulations in Malaysia will be a plus.
• Analytical & detail-oriented thinker – you possess excellent problem-solving skills with demonstrated experience in solving complex business with analytical thinking. You have the natural tendency to always focus on details and hate to miss out on specifics.
• Travel enthusiast – you are a passionate traveler and understand the psychology of traveler, in particular when it comes to overseas spending behavior and its associated risks.
• Fearless self-starter – you are not afraid to suggest and implement new initiatives to tackle complex business issues, as long as the rationale are logical and sound. You do not mind getting your hands dirty in order to get things done on a tight timeline.