Casualty Manager

Chubb; Kuala Lumpur; On-site; MYR 180,000 - 300,000; Full time

Job summary

Chubb, Kuala Lumpur, is seeking a senior casualty underwriter with at least 8 years of commercial experience to underwrite complex risks within delegated authority. You will assess exposures, controls, contractual obligations, and pricing to determine terms, limits and capacity.

You will lead negotiations on bespoke policy wordings, maintain high file standards, and collaborate with actuarial, claims and regional teams to drive profitable growth while building strong broker and client

Qualifications

• Minimum 8 years of commercial insurance underwriting experience.
• Proven ability to handle complex casualty risks independently.
• Strong knowledge of policy wordings, liability and risk assessment.
• Experience with multinational programmes or international brokers is advantageous.
• Professional designation such as AMII, ACII, CPCU preferred.

Responsibilities

• Underwrite new and renewal casualty business within delegated authority.
• Assess exposures, controls, contractual obligations and pricing; determine terms and limits.
• Lead negotiations on bespoke wordings and endorsements.
• Maintain high underwriting file quality and audit readiness.
• Support portfolio strategy and monitor performance metrics.
• Develop relationships with brokers, clients and distribution partners.
• Collaborate with actuarial, claims and regional underwriting teams.
• Ensure compliance with sanctions, AML and regulatory requirements.
• Mentor underwriters and share market insights.

Skills

Underwriting

Risk assessment

Negotiation

Client relationship management

Portfolio management

Education

Bachelor’s degree in insurance, risk management, law, business, finance or related discipline

Job description

Job Description

• Underwrite new and renewal casualty business within delegated authority, including complex, large and technically demanding risks.
• Assess exposures, controls, claims history, contractual obligations and legal liability; determine appropriate terms, conditions, deductibles, limits, pricing and capacity.
• Prepare clear, timely and well-supported referrals for risks outside authority, and respond effectively to regional or product referrals.
• Lead negotiation of bespoke policy wordings and endorsements, ensuring coverage intent is clear, commercially appropriate and aligned with underwriting appetite.
• Maintain high underwriting file quality, documentation standards, data accuracy and audit readiness.
• Support the annual Casualty business plan and portfolio strategy, including growth, retention, rate, mix, profitability and distribution priorities.
• Monitor portfolio performance using premium, rate, loss ratio, combined ratio, retention, new business, quote conversion and claims trend indicators.
• Identify portfolio concentration, emerging risk, underperforming segments and remediation actions; recommend changes to appetite, pricing, terms or limits where required.
• Work with Actuarial, Claims and regional underwriting teams to strengthen pricing adequacy and portfolio steering.
• Manage capacity and reinsurance considerations in line with company guidelines and approved structures.
• Develop and maintain strong relationships with key brokers, agents, clients and internal distribution partners.
• Own or support selected key renewals, new business opportunities and broker pipelines, with a focus on profitable conversion and sustainable account development.
• Conduct broker and client meetings, presentations, technical workshops and market visits to strengthen Chubb’s casualty proposition.
• Partner with other product lines to identify cross-sell opportunities and develop broader solutions for commercial and multinational clients.
• Support improvements in turnaround time, quote quality, conversion and service consistency.
• Operate within delegated underwriting authority, underwriting guidelines, risk appetite, local regulatory requirements and company policies.
• Ensure compliance with applicable sanctions, AML, customer due diligence, fair treatment, product governance and record‑keeping requirements.
• Participate in underwriting reviews, peer reviews, audits and remediation activities, and close agreed actions promptly.
• Work closely with Claims, Legal & Compliance and Risk Management on complex claims, coverage issues, litigation trends and emerging exposures.
• Provide technical guidance, referral support and coaching to underwriters and underwriting support colleagues.
• Share market intelligence, claims learnings and underwriting best practices across the team.
• Support talent development, succession planning and the creation of a strong technical underwriting culture.
• Act as a role model for disciplined underwriting, accountability, collaboration and client‑focused execution.

Qualifications

• Bachelor’s degree in insurance, risk management, law, business, finance or a related discipline.
• Minimum 8 years of relevant commercial insurance experience, with substantial hands‑on casualty underwriting experience and a proven ability to handle complex risks independently.
• Strong technical knowledge of commercial casualty products, policy wordings, claims drivers, legal liability and risk assessment.
• Demonstrated track record of underwriting authority, portfolio ownership, profitable growth and disciplined risk selection.
• Good understanding of the Malaysian commercial insurance market, broker landscape and applicable regulatory environment.
• Experience with multinational programmes, international brokers or regional referrals is advantageous.
• Professional insurance qualification such as AMII, ACII, CPCU or an equivalent designation is preferred.