Card Portfolio Digital Sales

OCBC Malaysia; Malaysia; On-site; MYR 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits

Learning & development opportunities

Equal opportunity

Job summary

OCBC Malaysia is seeking a Consumer Lending Product Manager to lead development and execution of lending product strategies. You will analyze customer data, conduct market research, and partner with cross-functional teams to launch innovative products that grow acquisition, retention and revenue.

The role emphasizes data-driven decision making, strategic thinking, and effective communication to drive business outcomes within a collaborative, learning-focused environment.

Qualifications

• Stay ahead of market trends and competitor activity.
• Work with cross-functional teams to drive strategy and execution.
• Analyze data and communicate insights to inform product decisions.

Responsibilities

• Developing and executing product strategies for consumer lending products
• Conducting market research and competitor analysis to identify opportunities and threats
• Analyzing customer data and feedback to inform product development and improvement
• Collaborating with cross-functional teams to launch new products and features
• Monitoring and reporting on product performance and making recommendations for improvement

Skills

Product management

Data analysis

Cross-functional collaboration

Communication

Strategic thinking

Project management

Education

Bachelor's degree in Business/Finance

Job description

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. This is the broad job description of the job profile. Definitive job description should be reviewed and discussed between you and your manager.

Card Portfolio Digital Sales

Why Join

As a Consumer Lending Product Manager at OCBC, you'll play a key role in shaping the future of lending in Singapore. You'll have the opportunity to develop and launch innovative products that meet the evolving needs of our customers, while driving business growth and profitability. It's a challenging and rewarding role that requires a unique blend of analytical, strategic, and creative skills.

How you succeed

To succeed in this role, you'll need to stay ahead of the curve in terms of market trends, customer needs, and competitor activity. You'll work closely with cross-functional teams to develop and execute product strategies that drive customer acquisition, retention, and revenue growth. Your ability to analyze complex data, think strategically, and communicate effectively will be essential in driving business outcomes.

What you do

• Developing and executing product strategies for consumer lending products
• Conducting market research and competitor analysis to identify opportunities and threats
• Analyzing customer data and feedback to inform product development and improvement
• Collaborating with cross-functional teams to launch new products and features
• Monitoring and reporting on product performance and making recommendations for improvement

Who you are

• A degree in Business, Finance, or a related field, with at least 5 years of experience in product management or a related field
• Strong analytical and problem-solving skills, with experience in data analysis and interpretation
• Excellent communication and project management skills, with the ability to work effectively with cross-functional teams
• A strategic thinker with a customer‑centric approach and a passion for innovation
• Experience in consumer lending or a related field is desirable, but not essential

Who we are

As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Equal opportunity.
• Fair employment.
• Selection based on ability and fit with our culture and values.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Let’s build the bank we need for the future we want. Find the best version of yourself in a friendly, supportive team. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

As the longest established Singapore bank, formed in 1932 from the merger of three local banks, we have grown from strength to strength to become a regional financial services group. With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented with a presence in the leading economies of New York, London and Sydney. We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). We offer private banking services through our wholly‑owned subsidiary, Bank of Singapore, which operates on a unique open‑architecture product platform to source for the best‑in‑class products to meet its clients’ goals. Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.