AVP/VP1 - Credit Analyst, Commercial Banking

United Overseas Bank Ltd.; Kuala Lumpur; On-site; MYR 50,000 - 80,000; Full time

Job summary

A leading bank in Asia is seeking an AVP/VP1 - Credit Analyst to join their Commercial Banking division. The successful candidate will be responsible for preparing credit ratings, evaluating borrowers, and supporting the credit analysis team. This role requires strong analytical skills and a degree in a related field, along with 4-6 years of relevant experience in credit analysis. Join UOB and be part of a dedicated team committed to delivering exceptional banking solutions.

Qualifications

• 4-6 years of relevant experience in credit analysis in commercial space.
• Up to date with legal, compliance and market risk.
• Strong analytical and financial analysis skills.

Responsibilities

• Prepare internal credit ratings and conduct credit reviews.
• Evaluate credit worthiness and alert for adverse conditions.
• Support credit analysis with Commercial Banking coverage team.

Skills

Analytical skills

Interpersonal skills

Financial analysis

Education

Degree in Business/Accounting/Finance/Economics

Job description

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AVP/VP1 - Credit Analyst, Commercial Banking

Location:

Kuala Lumpur (City Area), MY, 50350

Company: United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Wholesale Bank function operates a dynamic business model that provides financial services and solutions to help our clients achieve their strategic business objectives. Our mission is to become the premier-provider of banking services and solutions for Asia-based commercial banking companies (small medium enterprises), large corporations, financial institutions as well as multinational corporations. Our coverage teams work in full alignment with specialised teams across Transaction Banking, Investment Banking, Global Markets and Group Retail to deliver seamless solutions to our clients.

Job Responsibilities

• Prepare internal credit ratings and conduct credit reviews for commercial/enterprise clients, ensuring adherence to the Bank’s policies, credit principles, lending direction and guidelines.
• Evaluate the overall credit worthiness of the borrowers and the ability to meet credit obligations periodically, and alert business for any adverse conditions/news.
• Work with Commercial Banking coverage team to support all related credit analysis matter.
• Interact with the client including gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.

Job Requirements

• Degree in Business/Accounting/Finance/Economics or related field
• At least 4-6 years of relevant working experience in credit analysis in commercial space
• Up to date with legal, compliance and market risk related issues
• Strong analytical skills with good grasp of financial analysis
• Ability to analyze cash flows, leverage, collateral and customer strength
• Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
• Presentable, dynamic, dedicated, self-driven and highly motivated

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.