AVP, Senior Analyst - AML Digital Intelligence - C12 (Hybrid) – Kuala Lumpur

Citi; Kuala Lumpur; On-site; USD 60,000 - 90,000; Full time

Job summary

Citi is seeking an AVP, Senior Analyst for the AML Digital Intelligence team in Kuala Lumpur. The role involves deep investigations into money laundering risks and collaboration with various teams to enhance compliance standards. Ideal candidates should have extensive AML experience and relevant certifications, particularly in emerging technologies.

Qualifications

• 5–8 years of AML, Compliance, or Risk Management experience.
• Experience in fintechs or emerging technology firms.
• Ability to identify non-traditional risk vectors.

Responsibilities

• Conduct intelligence analysis to prevent money laundering.
• Collaborate with cross-functional teams to manage financial crime risks.
• Assist in training new analysts on digital risk considerations.

Skills

Business Acumen

Credible Challenge

Risk Identification and Assessment

Education

ACAMS, CFCS, CGSS, or equivalent AML certification

Tools

SQL

Python

Blockchain intelligence tools (Chainalysis, TRM Labs, Elliptic)

Job description

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism

Shape your Career with Citi

Citi’s Independent Compliance Risk Management (ICRM) is an independent control function that provides guidance and challenge to the firm, managing compliance risk and promoting behavior that is consistent with Citi’s mission.

We’re currently looking for a high caliber professional to join our team as AVP, Senior Analyst - AML Digital Intelligence - C12 (Hybrid) – Kuala Lumpur(Internal Job Title: AML Risk Management Senior Analyst - C12) based in Kuala Lumpur, Malaysia. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses
• We have a variety of programs that help employees balance their work and life.

The AML Digital Intelligence Senior Analyst is an intermediate-level role within the AML Digital Risk team, responsible for conducting in-depth intelligence analysis to prevent money laundering and financial crimes. This role supports the broader AML function by identifying and mitigating emerging risks, particularly in the context of technology-enabled financial crime, digital assets, VASPs (Virtual Asset Service Providers), criminal use of AI, and fintech innovation.

The overall objective is to apply subject-matter expertise to detect inconsistencies or red flags in data, assess risk exposure, and recommend enhancements to policies, procedures, and controls in line with regulatory expectations and Citi’s digital risk strategy.


In this role, you’re expected to:

• Identify, investigate, and escalate potential AML risks in partnership with functional teams and business stakeholders.
• Leverage a suite of advanced tools and techniques to gather data and conduct complex money laundering and terrorist financing investigations
• Perform deep investigations through gathering information from multiple sources, including the use of commercial databases, internet and non‐digitized, deep and dark web, financial criminal forums, social media, etc…
• Analyze and present findings from AML risk assessments, including digital asset exposure and typologies involving VASPs, DASCOs, and related entities.
• Develop and continuously refine AML Compliance Risk Management (ACRM) standards, particularly as they apply to evolving digital ecosystems.
• Assist with training new analysts on digital risk considerations, typologies, and AML obligations tied to Web3 technologies.
• Collaborate with Client Review & Investigation Unit (CRIU), Innovation Lab, Compliance, Cyber Security Fusion Center, and Business teams to ensure alignment on emerging financial crime risks.
• Support the governance of VASP client frameworks, including tagging, categorization (e.g., VASP Adjacent, DASCO), and refresh cycles.
• Proactively assess reputational and regulatory risk when advising on new client segments or product rollouts.
• Escalate and report AML control issues in a transparent and timely manner, upholding Citi’s compliance culture and ethical standards.

As a successful candidate, you’d ideally have the following skills and exposure:

• 5–8 years of AML, Compliance, Cybercrime, Threat Intelligence or Risk Management experience, ideally with exposure to digital assets, fintechs, or emerging technology firms.
• ACAMS, CFCS, CGSS, or equivalent AML certification strongly preferred.
• Experience using blockchain intelligence tools (Chainalysis, TRM Labs, Elliptic) and/or relevant certifications (CRC, CEIC, CISC, TRM-CI, TRM-ACI)
• Experience with SQL, Python, or other programming languages a plus
• Familiarity with global AML regulations and guidance (e.g., FATF, MiCA, FinCEN, MAS) with emphasis on crypto-related financial crime risk.
• Demonstrated ability to identify and assess non-traditional risk vectors, such as DeFi, stablecoins, or indirect VASP exposure.
• Experience working with cross-functional teams (e.g., Product, Compliance, Technology) in dynamic or ambiguous environments.
• Clear and concise verbal and written communication skills, with experience in preparing regulatory or executive-level summaries.

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career,apply for this role at Citi today

https://jobs.citi.com/dei

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Job Family Group:

Compliance

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Job Family:

AML Risk Management

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Time Type:

Full time

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Most Relevant Skills

Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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