Associate, Credit Analysis Unit | Kuala Lumpur, MY

HSBC; Kuala Lumpur; On-site; MYR 80,000 - 120,000; Full time

Job summary

Join HSBC as an Associate in the Credit Analysis Unit, where you will be responsible for comprehensive risk and financial analysis to support Corporate & Institutional Banking. This role demands strong analytical skills, a corporate banking background, and effective communication, aimed at nurturing the bank's asset quality and facilitating growth in a dynamic environment.

Qualifications

• Minimum of 5 years corporate/global banking experience, 2 years at executive level.
• Strong understanding of financial statements.
• Knowledge in trade services and treasury/debt capital market.

Responsibilities

• Responsible for risk and financial analysis and preparation of credit proposals.
• Support Corporate & Institutional Banking by mitigating credit risks.
• Provide credit support and achieve objectives of global relationship management.

Skills

Analytical Skills

Interpersonal Skills

English Communication

Education

CCP (Certified Credit Professional) accreditation

Job description

Some careers grow faster than others.

If you're looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. HSBC's global capabilities and footprint allow our Corporate and Institutional Banking (CIB) teams to provide a single coverage point for multinational clients operating internationally. Offering vast expertise and local knowledge, especially in emerging markets, Corporate & Institutional Banking products and services have been designed to meet the global financial needs of our clients, whatever and wherever they are.

We are currently seeking an experienced professional to join this team in the role of Associate, Credit Analysis Unit

Principal Responsibilities

• Responsible for the risk and financial analysis and preparation of credit proposals in partnership with the Relationship Manager/Global Relationship Manager (RM/GRM). Primary focus is to support Corporate & Institutional Banking with a quality and efficient platform to grow its business and mitigate credit risks.
• Scope will include coverage across all industries of Corporate & Institutional Banking names. Product range will include traditional loan, non-traditional transaction financing, trade products, derivatives, acquisition financing and others;
• Provide an interactive interface with Credit Risk Management (CRM) to facilitate faster turnaround in the processing and approval of credit proposals;
• Achieve the objective of global relationship management
• Provide credit support to the RM/GRM of Corporate & Institutional Banking ;
• Ensure good quality credit submission with wholesome analysis and understanding;
• Nurture capability to handle complex credit supported by researched risk mitigations
• Preserve good asset quality through regular reviews and taking pre-emptive measures responding to industry developments;
• Provide value-add and strategic input steering the Bank's asset book through industry and business analytics.

Requirements

• Minimum of 5 years of corporate/global banking experience, with at least 2 years at executive level;
• Possess strong analytical skills;
• Good understanding of financial statements and analysis;
• Strong written and oral English communication skills;
• Team player with good interpersonal skills;
• CCP (Certified Credit Professional) accreditation an added advantage;
• Knowledge in trade services and treasury/debt capital market is essential.

Due to the urgent hiring need, candidates with immediate right to work locally and no relocation needed will be prioritised.

You'll achieve more when you join HSBC.

www.hsbc.com/careers

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by HSBC Bank Malaysia Berhad

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