Assistant Manager, Credit Management

PEOPLE PROFILERS; Johor Bahru; On-site; MYR 50,000 - 70,000; Full time

Job summary

A leading company in the credit management sector seeks a qualified candidate for a role focused on processing loan applications and managing credit evaluations. The ideal applicant will have extensive experience in the banking or auto-financing industry, capable of leading a team while delivering exceptional results under pressure. Proficiency in multiple languages is an added advantage.

Qualifications

• Minimum 5 years experience in credit management with knowledge of credit processing, evaluation, and approvals.
• Experience leading a team and working independently under pressure.
• Proficiency in English and Bahasa Malaysia; Mandarin is an advantage.

Responsibilities

• Process, evaluate, and approve Hire Purchase loan applications.
• Verify customers' personal or employment information and review supporting documents.
• Support Department Manager with policies, guidelines, and credit reviews.

Skills

Credit Management

Loan Processing

Leadership

Communication

Education

Degree in any equivalent field

CCE Certification

Job description

• To process, evaluate and approve Hire Purchase loan applications in accordance to guidelines and procedures.
• Review the supporting income documents of customer.
• To perform verification on customers personal or employment information.
• Data entry and creation of new loan application into TCAP Mobile system.
• Support Department Manager in areas of Credit Management, develop/review policies and guidelines, SOPs and adhoc credit review.
• To support any branch matter.

Job Requirement

• Minimum Degree Holder in any equivalent field.
• Possess with CCE Certification is additional advantage.
• Minimum 5 years of working experience in credit management with comprehensive knowledge of credit processing/evaluation/approving in banking/auto-financing industry.
• Experience in consumer financing e.g. Hire Purchase, Mortgage, Personal loan, Credit Card.
• Preferable a mature candidate capable of working independently, work well under pressure and consistently delivering results.
• The ideal candidate should has at least 2 years of experience in leading a team, demonstrate leadership skills.
• Good communication in English and Bahasa Malaysia, both written and spoken. Proficiency in Mandarin will be an added advantage.

Due to the volume of applications, we regret to inform that only shortlisted candidates will be notified.

Required Skills: