Analyst / Sr Analyst, Corporate Banking - Sarawak

Maybank; Kuching; On-site; MYR 48,000 - 72,000; Full time

Job summary

A leading bank is seeking a Credit Analyst to contribute to the credit approval process and ensure client satisfaction. This role requires a Bachelor's degree and experience in credit analysis or a similar function, with strong analytical and interpersonal skills being essential. The successful candidate will manage relationships with local corporates and ensure compliance with lending policies.

Qualifications

• Bachelor’s degree in relevant field is mandatory.
• Experience in credit analysis or a similar position is required.
• Strong analytical and interpersonal skills needed.

Responsibilities

• Contribute to the execution of credit approval processes.
• Monitor client profitability and credit status.
• Maintain relationships with local corporates.

Skills

Analytical skills

Interpersonal skills

Financial analysis

Knowledge of credit risk assessment

Industry knowledge

Education

Bachelor’s Degree in Business Finance, Banking, Accounting, Engineering, Science or Mathematics

Job description

Responsibilities:

• Actively contribute to the execution and preparation of credit approval process.
• Understand and ensure compliance with all relevant internal and external governance and procedures.
• Closely monitor and assess the client profitability, credit status and business development.
• Work with all stakeholders to onboard new clients while continue to ensure existing clients are well managed.
• Understand clients’ financing requirements, perform detailed analysis and evaluation and structure detailed financing terms.
• Maintaining a good relationship between the bank and the local corporates.
• Maintain a good working knowledge of the bank’s lending policies and procedures.

Requirements:

• Bachelor’s Degree in Business Finance, Banking or Accounting, Engineering, Science or Mathematics.
• Experience in credit analysis or in similar position.
• Strong analytical skills with good grasp of financial analysis.
• Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
• Experience in Business Banking, Commercial Banking, Debt Capital Markets, or experience as a relationship manager or a credit officer.
• Good knowledge of credit risk assessment and financial analysis.
• Sound industry or market knowledge.