Analyst, Credit | Kuala Lumpur, MY

MUFG; Kuala Lumpur; On-site; MYR 60,000 - 80,000; Full time

Job summary

Join MUFG as a Credit Risk Analyst where you will play a vital role in assessing credit requests and monitoring risks. This position requires a strong degree in finance and at least 5 years of relevant experience. If you possess excellent analytical skills and knowledge of banking regulations, you could be an excellent fit for our team.

Qualifications

• Degree from a recognized university/higher learning institution.
• At least 5 years of relevant credit experience.

Responsibilities

• Perform independent credit assessment and review of all Credit related requests.
• Monitor and track post approval credit issues and covenants.
• Conduct independent checking on Single Customer Exposure Limits.

Skills

Analytical Skills

Critical Thinking

Communication Skills

Knowledge of Banking Regulations

PC Skills (MS Word, Excel, PowerPoint)

Education

Degree in Accounting / Finance / Economics / Banking

Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Responsibilities:

• Perform independent credit assessment and review of all Credit related requests for Corporate borrowers, highlight the key risk factors and identify risk mitigation and justifications. Scope of coverage includes new, incremental, renewal, ad hoc and Borrower Rating application.
• Monitor and track the post approval credit issues and all covenants /conditions/ instructions/interim monitoring and all other reports related to credit matters.
• Conduct independent checking on Single Customer Exposure Limits (SCEL) grouping and rationale.
• Extend support on the internal/external audit related to credit risk management including the role of the secretariat for internal Credit Examination.
• Undertake the role of operational-related internal controls including but not limited Key Risk Indicator (KRI) and Risk and Control Self-Assessment (RCSA), Business Continuity Plan (BCP) and Compliance Liaison Officer (CLO).
• Assist in other ad-hoc tasks from time to time, when required.

Requirements:

• Applicant must have a recognized Degree in Accounting / Finance / Economics / Banking or its equivalent from a recognized university/higher learning institution.
• At least 5 years of relevant credit experience as Relationship Manager (RM), Credit/Risk analyst or worked in credit risk department assessing credit related applications.
• Possess good analytical skill, critical thinking, good written and oral communication skills in dealing with both internal and external stakeholders.
• Strong knowledge of banking regulatory environment and regulations and deep understanding of industry trends, products, relevant laws and regulations.
• A self-starter who is able to work independently with minimum supervision and a team player with a good learning attitude and excellent working aptitude.
• Strong PC skills (MS Word, Excel, PowerPoint).

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.

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