Specialist Private Credit Analysis

Al-Ahli Bank Of Kuwait; Kuwait City; On-site; KWD 15,000 - 20,000; Full time

Job summary

A leading bank in Kuwait is seeking a Financial Analyst to manage customer financial assessments, prepare credit applications, and support credit review processes. The ideal candidate will have a Bachelor's degree in Business Administration, at least 5 years of banking experience, and expertise in financial analysis. This role requires effective communication skills and a solid understanding of corporate banking products.

Qualifications

• Minimum 5 years in banking with expertise in financial analysis.
• CFA or CFA Level 1 & 2, FRM, CCM, or ACCM recommended.
• Proven experience in providing high-quality credit analysis.

Responsibilities

• Manage in-depth assessment of customers' financial positions.
• Prepare credit applications and support credit review processes.
• Continuously monitor and review granted credit facilities.

Skills

Financial Analysis

Communication

Understanding of Corporate Banking Products

Education

Bachelor's Degree in Business Administration

Job description

Bachelor of Business Administration (Management)

Nationality: Any Nationality

Vacancy: 1 Vacancy

Job Description

Reports To: Head of Wealth Management & Private Credit Administration

Job Purpose: Manage and perform in-depth assessment of customers' financial positions and performance based on their financials to support credit appraisal/review, including equity valuations and investment lending.

Generic Accountabilities

1. Corporate Governance and Compliance: Work fully within risk policies, procedures, and compliance regulations to ensure all activities adhere to corporate governance and legal frameworks.

Specific Accountabilities

1. Financial Analysis: Interpret and analyze financial statements supported by spreadsheets and other data to produce reports that aid decision-making.
2. Credit Applications: Prepare credit applications by providing financial analysis reports conforming to CBK standards.
3. Credit Committee: Support credit review processes by providing detailed financial information to credit committees.
4. Information Gathering & Processing: Manage information collection and processing within the unit, engaging with business units for clarifications on financials.
5. Credit Expertise: Provide financial review expertise and independent opinions on customer financials.
6. Monitoring: Continuously monitor and review granted credit facilities to ensure thresholds are maintained.

Job Success Factors

• Education: Bachelor's Degree or equivalent certification/experience.
• Experience: Minimum 5 years in banking, with expertise in financial analysis, tools, techniques, and methodologies. CFA or CFA Level 1 & 2, FRM, CCM, or ACCM is recommended.
• Proven experience in financial analysis, handling financials, and providing high-quality credit analysis and advice.
• Stay updated on industry news, trends, and macroeconomic factors.
• Maintain and update credit files, follow up on facilities to ensure compliance with risk thresholds.

Skills

• Understanding of corporate banking products and credit processes.
• Expertise in accounting policies, standards, and financial analysis tools.
• Effective communication and writing skills.

Work Contact

Interview questions

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