Walk-in | Underwriter Manager

ICICI Life Insurance Limited; Mumbai Suburban; Sur place; INR 1 200 000 - 1 800 000; Plein temps

Résumé du poste

ICICI Life Insurance Limited is seeking a seasoned Life Insurance Underwriter with 5+ years of experience in medical underwriting to assess risk, review medical data, and determine coverage eligibility for life insurance products in Mumbai Suburban, India.

You will collaborate with product, claims, and sales teams, ensure adherence to regulatory guidelines, and continuously enhance underwriting practices while staying current with industry trends.

Qualifications

• 5+ years of experience in Life Insurance Underwriting or related field (Medical Underwriting).
• Strong understanding of underwriting principles and policy interpretation.
• Attention to detail and ability to work independently.

Responsabilités

• Conduct thorough medical underwriting assessments for life insurance applications, considering factors such as age, health status, occupation, and medical history.
• Evaluate policy issuance risks by analyzing applicant data and making informed decisions on coverage eligibility.
• Develop expertise in various types of policies (e.g., term life, whole life) and stay up-to-date with industry trends to improve underwriting skills.
• Ensure compliance with regulatory requirements and company guidelines throughout the underwriting process.
• Collaborate with internal stakeholders to resolve complex underwriting issues and provide guidance on policy interpretation.

Connaissances

Underwriting knowledge

Analytical skills

Independent work

Formation

B.Pharma

M.Pharma

Description du poste

Roles and Responsibilities

• Conduct thorough medical underwriting assessments for life insurance applications, considering factors such as age, health status, occupation, and medical history.
  
• Evaluate policy issuance risks by analyzing applicant data and making informed decisions on coverage eligibility.
  
• Develop expertise in various types of policies (e.g., term life, whole life) and stay up-to-date with industry trends to improve underwriting skills.
  
• Ensure compliance with regulatory requirements and company guidelines throughout the underwriting process.
  
• Collaborate with internal stakeholders to resolve complex underwriting issues and provide guidance on policy interpretation.
  

Desired Candidate Profile

• 5+ years of experience in Life Insurance Underwriting or related field (Medical Underwriting).
  
• Bachelor's degree in Pharmacy (B.Pharma) or Master's degree in Pharmacy (M.Pharma) from a recognized institution.
  
• Strong understanding of insurance policies, claims processing, and underwriting principles; ability to apply this knowledge effectively during assessments.
  
• Excellent analytical skills with attention to detail; ability to work independently with minimal supervision.