Walk-in | Loan Processor Underwriter

Sseg Solution; Mumbai Suburban; On-site; INR 350,000 - 520,000; Full time

Job summary

Sseg Solution in Mumbai is seeking an experienced Loan Processing & Underwriting Executive to manage end-to-end loan file processing, document verification, and bank portal applications from intake to disbursement.

The role requires strong analysis of financial statements, tax filings, and bank statements, plus proficiency with CIBIL scoring and various loan products such as Home Loans, LAP, CC, and Working Capital.

Qualifications

• Experience: Minimum 2 years of hands-on experience in Home Loans, Loan Against Property (LAP), Cash Credit (CC), Used Car Loans, or Working Capital Loans.
• Computer Proficiency: Strong working knowledge of MS Excel, MS Word, MS PowerPoint, printer/scanner operations, and digital filing.
• Financial Literacy: Demonstrated ability to evaluate financial statements, tax filings, and bank statements accurately.
• Technical Knowledge: Complete understanding of CIBIL scoring, bank processing workflows, and disbursement procedures.
• Communication: Professional email drafting and documentation skills.

Responsibilities

• End-to-End File Processing: Manage loan files across the complete lifecycle, from initial documentation and application filling to sanction and disbursement.
• Financial & Tax Analysis: Read and analyze financial documents including Income Tax Returns (ITR), Computation of Income, P&L Statements, and Balance Sheets; GST Returns and TDS Certificates; Bank Account Statements.
• CIBIL & Credit Analysis: Pull and review CIBIL reports, identify credit gaps or queries, and prepare customer profiles.
• Documentation & Application Management: Accurately complete bank application forms for various products (Housing, Mortgage, Working Capital, Project Loans, etc.).
• Query Resolution: Proactively audit file documentation, identify missing/pending queries, and coordinate with clients or banks to resolve them promptly.
• Professional Communication: Draft clear emails, client profiles, and official correspondence.

Skills

Loan processing

Credit analysis

Financial analysis

CIBIL scoring

Communication

Tools

MS Excel

MS Word

MS PowerPoint

Digital filing

Job description

Job Opening: Loan Processing & Underwriting Executive

Role Overview

We are seeking an experienced Loan Executive / Credit Executive with a strong background in retail and commercial loan products. The ideal candidate will be responsible for end-to-end loan file processing, document verification, financial analysis, and bank portal applications from initial intake through to final disbursement.

Key Responsibilities

• End-to-End File Processing: Manage loan files across the complete lifecycle, from initial documentation and application filling to sanction and disbursement.
• Financial & Tax Analysis: Read and analyze financial documents including:
  • Income Tax Returns (ITR), Computation of Income, P&L Statements, and Balance Sheets
  • GST Returns and TDS Certificates
  • Bank Account Statements
• CIBIL & Credit Analysis: Pull and review CIBIL reports, identify credit gaps or queries, and prepare customer profiles.
• Documentation & Application Management: Accurately complete bank application forms for various products (Housing, Mortgage, Working Capital, Project Loans, etc.).
• Query Resolution: Proactively audit file documentation, identify missing/pending queries, and coordinate with clients or banks to resolve them promptly.
• Professional Communication: Draft clear emails, client profiles, and official correspondence.

Key Requirements & Qualifications

• Experience: Minimum 2 years of hands-on experience in Home Loans, Loan Against Property (LAP), Cash Credit (CC), Used Car Loans, or Working Capital Loans.
• Computer Proficiency: Strong working knowledge of MS Excel, MS Word, MS PowerPoint, printer/scanner operations, and digital filing.
• Financial Literacy: Demonstrated ability to evaluate financial statements, tax filings, and bank statements accurately.
• Technical Knowledge: Complete understanding of CIBIL scoring, bank processing workflows, and disbursement procedures.
• Communication: Professional email drafting and documentation skills.