Walk-in Drive Retail Banking-Indirect Auto Retail Lending-16th May HYD

Infosys BPM; Hyderabad; On-site; INR 400,000 - 600,000; Full time

Job summary

Infosys BPM in Hyderabad is looking for a Senior Process Executive for indirect auto retail lending. The role involves reviewing loan documents, ensuring regulatory compliance, and maintaining data confidentiality. Candidates should have 1-2 years of relevant experience, preferably in client-facing environments, and a Bachelor's degree is mandatory. Strong communication skills and an understanding of US auto lending are essential. This position offers opportunities to improve processes and engage with internal managers and clients.

Qualifications

• 1-2 years experience in Indirect Auto Retail Lending.
• Working knowledge of lending industry regulations.
• Experience supporting US clients preferred.

Responsibilities

• Review loan packages for funding requirements.
• Ensure accuracy and completeness of documents.
• Request additional documents from dealers.
• Review fees for compliance with regulations.
• Calculate proof of income and address mismatches.

Skills

Strong communication skills

Domain expertise in US auto lending

Attention to detail

Client-facing experience

Education

Bachelor's degree

Job description

Walk-in Drive for Retail Banking Indirect Auto Retail Lending (Hyderabad)

Qualification: Any Graduates – Full time Graduates

Experience: 1-2 Years

Notice Period: 15 days

Shift Timings: Night shift and rotational week offs

Job Level: 2A

Designation: Senior Process Executive

Role Overview

This role supports indirect auto retail lending by conducting structured process reviews for all functions across Dealer Financial Services to confirm operational alignment with approved procedures and accurate system updates that include funding responsibilities. All loan documents are reviewed for regulatory requirements, completeness, accuracy, and within credit parameters. This position requires strong domain expertise in US auto lending and the ability to operate effectively in a client‑facing, delivery‑oriented environment.

Job Functions and Responsibilities

• Review of loan package for funding requirements in accordance with company policies and procedures
• Ensuring the accuracy and completeness of all required documents
• Requesting an additional or missing document from the dealer
• Reviewing fees to comply with Reg Z
• Calculating proof of income
• Reviewing loan-to-value, APR, and address mismatches
• Organizing and verifying different aspects of the loan funding process
• Restructuring the deal terms and re‑deciding from original underwriter approval
• Solid understanding of US auto lending, various lending documents for regulatory requirements, completeness, accuracy, and credit parameters
• Experience working in client‑facing or delivery‑oriented environments with high accountability
• Highlighting process gaps, control weaknesses, and improvement opportunities to internal managers and client counterparts
• Strong written communication and documentation capabilities
• High level of professionalism, integrity, and data confidentiality awareness

Systems & Controls

• Ensure adherence to client compliance standards, internal quality controls, and turnaround timelines
• Maintain strict confidentiality and data privacy in line with US regulatory expectations

Experience Requirements

• 1–2 years of experience in Indirect Auto Retail Lending
• Working knowledge of lending industry regulations
• Prior experience supporting US clients, onsite delivery, or regulatory‑driven environments is strongly preferred
• Entry‑level candidates with strong communication skills and relevant domain exposure may be considered for junior alignment roles

Educational Qualifications

• Bachelors degree is mandatory
• Postgraduate qualification preferred for entry‑level candidates supporting US delivery but not mandatory

Fitment Guidance

Preferred Profiles:

• US Origination (Funding)
• US Funders / Closers

Non‑Preferred Profiles:

• Finance & Accounting (AR/AP)
• Claims Processing or Generic Insurance Operations
• Fraud only or Accounting‑focused roles