Vistaar Finance – Risk Head Vistaar Finance

The Corporate Institute; Bengaluru; Presencial; INR 3.500.000 - 5.200.000; Tempo integral

Resumo da vaga

The Corporate Institute is seeking a Head of Risk in Bangalore to support the Chief Risk Officer in creating a robust risk management framework for multiple lending products. You will lead portfolio and fraud risk analyses, monitor PAR/NPA trends, and drive policy updates and action plans across NBFC, HFC, banking and retail lending domains.

You will oversee risk modelling, regulatory compliance and ERM practices while managing a team and presenting to risk committees.

Qualificações

• 15–20 years in NBFC, HFC, Banking or Retail Lending Risk Management.
• Graduate; MBA/CA/CFA/FRM preferred.
• Experience in ERM, Credit Risk, Portfolio Analytics, Risk Modelling and Regulatory Compliance.

Responsabilidades

• Monthly portfolio bounce trend analysis and PAR/NPA monitoring.
• Develop and implement risk management framework across lending products.
• Manage fraud risk activities and RCU risk checks with timely TAT.
• Support CRO in risk committee presentations and lead risk team effectively.

Conhecimentos

ERM

Credit Risk

Portfolio Analytics

Risk Modelling

Regulatory Compliance

Formação

MBA/CA/CFA/FRM preferred

Descrição da vaga

Job Description: Head of Risk

Department: Risk

Location: Bangalore HO

Reporting To: Chief Risk Officer

Grade: V25/V26

Job Purpose:

To support the Chief Risk Officer in developing and implementing a robust risk management framework across LAP, Housing Loans, Gold Loans, MSME Loans and other lending products while ensuring effective identification, monitoring and mitigation of risks.

1. Portfolio Analysis:

• Monthly monitoring and analysis of bounce trend for different parameters
• Portfolio analysis on movement of PAR, NPA on monthly basis
• Portfolio analysis of critical policy parameters on monthly basis and develop action plans for policy updations
• Develop early warning signal mechanisms

2. Fraud Risk Management:

• Handle fraud risk management activities
• Conduct discreet checks
• Handle RCU team for risk checks and maintain TAT

3. Credit Risk Management:

• Manage the policy related responsibilities
• Manage business rule engine and system related updations
• Deviation analysis w.r.t portfolio parameters

4. Other Responsibilities:

• Support Chief Risk Officer in risk committee meeting presentations
• Manage the team members effectively

Job Requirements:

Qualification:

Graduate; MBA/CA/CFA/FRM preferred.

Experience: 15 – 20 years in NBFC, HFC, Banking or Retail Lending Risk Management.

Functional Competencies: ERM, Credit Risk, Portfolio Analytics, Risk Modelling, Regulatory Compliance.