Capwise Financial Services Private Limited | Full time
Vice President (VP) / Assistant Vice President (AVP) - Venture Financing
Capwise Group comprises Capwise Financial Services Private Limited (Investment Banking & Advisory), Capwise Finance Private Limited (RBI-registered NBFC), Capwise Wealth Management Private Limited, and Capwise Financial Product Distribution Private Limited - delivering integrated solutions across advisory, lending, wealth management, and financial distribution. Capwise Financial Services is the Group's investment banking and financial advisory arm, helping businesses raise capital, execute strategic transactions, and navigate complex financial decisions across domestic and cross-border markets.
Job Description
The VP/AVP - Venture Financing will play a central rolein building and scaling Capwise's startup & venture debt business withinthe NBFC. This is a hands-on, high-ownership role spanning origination, creditstructuring and portfolio management for growth-stage, VC-backed andnew-economy businesses, along with a direct contribution to shaping the creditframework, funding relationships and governance standards for this segment ofthe NBFC's book. The role sits at the intersection of lending and the ventureecosystem, working closely with founders, VCs, PE funds and othergrowth-capital stakeholders. The platform is built to serve fast-growing,capital-hungrybusinessesatinflectionpointsintheir journey,a segmentwherespeed,structuring creativityandrelationships matter morethanscale,andwheretheleaderwill shapea differentiatedcreditfranchiserather than inheritone
Key Responsibilities
1. Business Growth & Strategy
- Strategy: Drive the lending strategy,target segments and growth roadmap for the venture financing business, in closepartnership with senior leadership.
- Growth Accountability: Take direct accountabilityfor origination and disbursement growth, AUM, deal volumes and pipelineconversion for the segment.
- Market Development: Identify and open newhigh-growth client segments, geographies and products.
2. Origination & Deal Structuring
- Origination: Originate and close venturedebt / startup lending transactions across growth-stage, VC-backed andnew-economy companies.
- Structuring: Lead client engagement onmarquee transactions and design bespoke structures, security, covenants,pricing, event-linked terms and upside participation, that win competitivesituations.
- Execution: Own client engagementend-to-end, from origination through documentation and disbursement.
- Credit &Risk Framework: Establish credit underwriting, risk appetite and approvalframeworks capable of assessing high-growth borrowers on cash-flow,enterprise-value and sponsor-support considerations; own portfolio quality,GNPA/NNPA and credit costs.
- Portfolio Quality: Own portfolio quality forthe book conduct independent diligence on originated deals (revenue quality,unit economics, cash burn/runway, leverage, liquidity) and monitor covenantcompliance and early-warning indicators.
- RepaymentStructuring: Designandoverseerepaymentschedules-amortising,bullet,milestone-andcapital-event-linkedand disbursement-to-repayment workflows across products, aligning cash flows toeach borrower's funding cycle .
- Collections& Recovery: Own collections and recovery operations; monitordelinquencies, bucket-wise performance and early-warning triggers.
- Stressed AssetResolution: Drive restructuring, settlement and resolution of stressedaccounts, protecting portfolio quality and customer conduct standards in linewith RBI Fair Practices Code norms.
4. Founder & Investor Ecosystem
- Relationship Building: Build and own relationshipswith founders, CXOs, VCs, PE funds, AIFs, incubators, and law/advisory firms todrive proprietary deal flow.
- Ecosystem Presence: Represent Capwise within thegrowth-capital ecosystem to build the brand and pipeline for the venturefinancing business.
- Cross-FranchiseCollaboration: Facilitate collaboration between portfolio companies and the broaderCapwise advisory/fundraising franchise where relevant.
5. Funding & Compliance Support
- Funding Relationships: Support and help developfunding relationships across banks, NBFCs and debt/private-credit funds to helpoptimise cost of funds and liquidity for the segment.
- Regulatory Compliance: Ensure all origination andcredit activity complies with RBI's NBFC regulatory and prudential framework,Fair Practices Code, and KYC/AML/PMLA norms.
- Documentation &Reporting: Maintaindocumentation and reporting standards required for audit, regulatory andinternal governance purposes, and support senior leadership on reporting asrequired.
6. Team & Process Building
- Team Building: Build and guide the teamsupporting the venture financing business - origination, credit, and portfoliomonitoring.
- Process Ownership: Contribute to defining KPIs,processes and turnaround-time standards for venture debt underwriting as thebusiness scales.
- Stakeholder Management: Partner with Risk, Legal,Treasury and Compliance functions to ensure smooth deal execution and portfoliogovernance.
Requirements
Qualifications & Experience
- Education: MBA/PGDM fromaTier-1businessschool,CharteredAccountant(CA),orequivalentprofessional qualification.
- Experience: 7 to 8+ years in venturedebt, startup lending, structured lending, NBFC/bank credit businesses orrelated fields, with demonstrated ownership of origination, credit underwritingand deal structuring. Direct experience with collections/recovery and exposureto growth-stage or sponsor-backed lending is a strong advantage.
- Track Record: Proven ability to originateand close lending transactions, build sourcing channels, and manage a bookend-to-end, from credit decision through to collections with demonstrableinstitutional funding relationships.
- Skills: Strong leadership,entrepreneurial drive, client-facing presence and commercial judgement,balanced with governance orientation.
- Mindset: A builder's mindset,comfortable defining processes and frameworks rather than only operating withinexisting ones, with the ambition to grow into a broader leadership role as theventure financing business scales.