Vice President – Ratings – Banking Dimensions HRD Consultants

The Corporate Institute; Mumbai; On-site; INR 4,000,000 - 6,800,000; Full time

Job summary

The Corporate Institute seeks a VP – Ratings, WBG Risk in Mumbai to lead the ratings function for the wholesale banking portfolio. You will shape rating strategy, manage external agency relationships and drive outcomes to strengthen credit quality.

Ideal candidates bring 15+ years in credit risk or rating advisory, with a solid grasp of corporate rating methodologies and senior stakeholder communication skills. MBA/CA/CFA or equivalent preferred.

Qualifications

• 15+ years of experience in Credit Risk or Wholesale Banking, Rating Advisory or related fields.
• Strong understanding of corporate credit assessment and rating methodologies.
• Proven experience managing external rating agencies.
• Exposure to large corporates, structured finance and complex credit transactions.
• Excellent stakeholder management and senior-level communication skills.

Responsibilities

• Lead the Wholesale Banking Ratings function and develop the overall rating strategy.
• Manage relationships with external rating agencies including CRISIL, ICRA, CARE, India Ratings, Moody’s and S&P.
• Drive rating outcomes and improve the overall credit profile of the wholesale portfolio.
• Review and challenge credit-rating assessments, methodologies and proposals.
• Partner with Wholesale Credit, Risk, Business, Treasury and Senior Management on rating-related matters.
• Monitor rating trends, migrations, concentrations and emerging credit risks.
• Coordinate rating reviews, surveillance and responses to rating-agency queries.
• Develop MIS and dashboards covering ratings, outlooks, migrations and key risk indicators.
• Lead and mentor the Ratings team while ensuring strong governance and process controls.

Skills

Credit risk leadership

Wholesale banking

External rating relationships

Rating methodologies

Stakeholder management

Governance & controls

Mentoring

Analytics & MIS

Senior-level communication

Education

MBA/CA/CFA or equivalent qualification

Job description

VP – Ratings, WBG Risk

Location: Mumbai | Experience: 15+ Years

Role Overview:

Lead the Ratings function within Wholesale Banking, driving the credit-rating strategy, external rating relationships, and overall rating outcomes for the wholesale credit portfolio.

Key Responsibilities:

• Lead the Wholesale Banking Ratings function and develop the overall rating strategy.
• Manage relationships with external rating agencies including CRISIL, ICRA, CARE, India Ratings, Moody’s and S&P.
• Drive rating outcomes and improve the overall credit profile of the wholesale portfolio.
• Review and challenge credit-rating assessments, methodologies and proposals.
• Partner with Wholesale Credit, Risk, Business, Treasury and Senior Management on rating-related matters.
• Monitor rating trends, migrations, concentrations and emerging credit risks.
• Handle rating-sensitive exposures, structured transactions and large corporate relationships.
• Coordinate rating reviews, surveillance and responses to rating-agency queries.
• Develop MIS and dashboards covering ratings, outlooks, migrations and key risk indicators.
• Lead and mentor the Ratings team while ensuring strong governance and process controls.

Ideal Candidate:

• 15+ years of experience in Credit Risk, Wholesale Banking, Credit Ratings or Rating Advisory.
• Strong understanding of corporate credit assessment and rating methodologies.
• Proven experience managing external rating agencies.
• Exposure to large corporates, structured finance and complex credit transactions.
• Strong stakeholder management and senior-level communication skills.
• MBA/CA/CFA or equivalent qualification preferred.