Underwriting Support

RABO India; Vadodara; On-site; INR 600,000 - 900,000; Full time

Job summary

RABO India seeks an underwriting support professional to conduct pre-checks on risk files, perform due diligence, and flag adverse findings for underwriter review. The role involves preparing rating inputs, applying standard rates, and generating required documentation with accurate records and audit trails.

You will adhere to policies, manage tasks to SLA, perform quality checks, and log breaches. Collaboration with underwriters, brokers, and internal teams is essential, along with ongoing MI

Qualifications

• Perform pre-checks on risk files (completeness, eligibility, triggers).
• Conduct due diligence checks (credit; web searches) and flag adverse findings.
• Prepare rating inputs and calculate premiums as instructed.
• Maintain records and ensure audit trails.

Responsibilities

• Adhere to underwriting policies and procedures; manage tasks to SLA.
• Complete quality checks and log breaches/QA actions.
• Coordinate with underwriters, brokers, and internal teams.
• Update MI trackers and contribute to process improvements.
• Pursue relevant insurance qualifications as required.

Skills

Underwriting support

Risk assessment

Regulatory compliance

Tools

GDPR compliance

Job description

Core processing

Conduct pre-checks on risk files (completeness, eligibility, declinature triggers). Perform due diligence checks (credit; web searches) and flag adverse findings with a summary for underwriter review. Prepare rating inputs; apply standard rates and calculate premiums for NB/REN/MTA as instructed; raise discrepancies. Generate, check, and issue documentation (schedules; certificates; endorsements; renewals) to agreed standards. Maintain accurate records and file housekeeping; ensure version control and audit trail.

Workflow and compliance

Adhere to underwriting policies, procedures, authority matrices, and group broking procedures. Manage tasks/diary to SLA; prioritise workloads; expedite risks or delays promptly. Complete quality checks (peer/4‑eyes) and rectify errors; log breaches/complaints/E&O and respond to QA actions. Ensure GDPR and data protection compliance; follow retention and documentation standards.

Market and placement support

Prepare quote requests and market presentations; obtain and record quotes; compile comparisons for underwriter/AE. Log and route referrals to insurers/underwriters; track responses and follow up to deadlines.

Communication and liaison

Liaise with Underwriters, brokers, and internal teams to chase outstanding information and clarify queries. Provide clear status updates; maintain accurate call/email notes in the system.

MI and continuous improvement

Update MI trackers (turnaround, accuracy, backlog); highlight trends and exceptions. Contribute to process improvements and system hygiene initiatives.

Development

Pursue CPD; broaden product knowledge; work towards relevant insurance qualifications as required.

Explicit boundaries (to avoid scope creep)

No independent underwriting decisions, pricing negotiation, or authority-bearing actions. No product ownership, portfolio management, or trading accountability.

Optional role metrics (for the scorecard)

• Turnaround time
• First-time-right accuracy
• Rework rate
• Documentation errors
• SLA adherence
• Backlog/throughput
• System hygiene (duplicate/defect rate)

We are a dynamic and diversified insurance intermediary group providing specialist insurance solutions across the UK market and Internationally.