Treasury - Fund Raising

Ratnaafin Capital; Ahmedabad District; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Ratnaafin Capital is seeking a Treasury professional to support debt funding across instruments and banks. You will interface with banks, NBFCs and investors to execute deals end-to-end, while maintaining comprehensive Treasury MIS and cash flow trackers.

You will coordinate term sheets, due diligence, and regulatory documentation, with exposure to RBI filings and credit ratings. A background in finance and 2–5 years of relevant experience is preferred.

Qualifications

• MBA in Finance, CA or equivalent Post-Graduate degree in Finance.
• 2–5 years of Treasury / Debt Capital Markets / Corporate Banking experience, preferably in NBFC/HFC/financial institution.
• Strong cash flow management, debt servicing, working capital management and banking operations understanding.
• Familiarity with Term Loans, Direct Assignment (DA), compliance reporting, RBI/ROC docs preferred.
• Strong analytical ability, high attention to detail, excellent written and verbal communication, and negotiation skills.

Responsibilities

• Assist in raising funds through debt instruments: Term Loans, WC limits, NCDs, CPs and Direct Assignment/ securitization.
• Liaise with banks, NBFCs, financial institutions, and investors to execute funding end-to-end.
• Prepare, update and maintain Treasury MIS, debt statements and cash flow trackers.
• Coordinate term sheet negotiations, due diligence, legal docs and pre/post-disbursement compliance.
• Coordinate with Credit Rating Agencies for initial ratings, periodic reviews, and surveillance.
• Submit monthly/quarterly bank returns, covenant tracking and stock statements.
• Assist RBI regulatory filings and internal audit compliance.
• Prepare monthly MIS on borrowing costs, WACC and lender concentration.

Skills

Analytical ability

Attention to detail

Written & verbal communication

Negotiation skills

Education

MBA in Finance

CA

PG in Finance

Job description

Role & responsibilities

• Assist in raising funds through diverse debt instruments including Term Loans, Working Capital Limits, NCDs (Non-Convertible Debentures), Commercial Papers (CPs), and Direct Assignment / Securitization.
• Liaise with banks, NBFCs, financial institutions, and capital market investors to execute funding transactions end-to-end.
• Prepare, update, and maintain comprehensive daily, weekly, and monthly Treasury MIS, book debt statements, and cash flow trackers.
• Coordinate term sheet negotiations, due diligence queries, legal documentation, and pre/post-disbursement compliance.
• Coordinate with Credit Rating Agencies for initial ratings, periodic reviews, and surveillance updates.
• Ensure timely submission of monthly/quarterly bank returns, covenant tracking reports, and stock statements.
• Assist in RBI regulatory filings (e.g., return submissions, reporting borrowing limits) and internal audit compliance.
• Prepare monthly MIS reports on borrowing costs, weighted average cost of capital (WACC), and lender concentration.

Preferred candidate profile

• MBA in Finance, CA (Chartered Accountant), or equivalent Post-Graduate degree in Finance.
• 2 to 5 years of experience in Treasury / Debt Capital Markets / Corporate Banking, preferably within an NBFC, HFC, or financial institution.
• Strong understanding of cash flow management, debt servicing, working capital management, and banking operations.
• Familiarity with Term Loans, Direct Assignment (DA), compliance reporting, and RBI/ROC-related documentation is preferred.
• Strong analytical ability, high attention to detail, excellent written and verbal communication, and solid negotiation skills.