Treasury Analyst (Cash & Liquidity)

Puma Energy; Mumbai; Hybrid; INR 600,000 - 1,200,000; Full time

Job summary

Puma Energy in Mumbai is seeking a Treasury professional to oversee cash management, liquidity forecasting, and FX risk. The role involves collaborating with multiple stakeholders, managing banking facilities, and ensuring compliance with treasury policies.

Responsibilities include daily liquidity positioning, cash flow forecasting, FX exposure reporting, and negotiating banking terms. This role offers hybrid work with transportation and meals provided during office hours.

Qualifications

• Bachelor's degree in finance, accounting, economics, business administration, or related discipline.
• 2+ years of relevant experience in Treasury, Corporate Finance, Banking, or Financial Risk Management.
• Experience within commodities, energy, trading, or multinational environments is advantageous.
• Strong understanding of cash management, liquidity planning, working capital management, and FX operations.
• Familiarity with banking products, trade finance instruments, and treasury best practices.
• Experience using Treasury Management Systems (TMS) is preferred.
• Advanced proficiency in Microsoft Excel and financial reporting tools.

Responsibilities

• Monitor and manage daily liquidity positions to ensure sufficient funding across business entities.
• Optimize cash utilization to maximize interest income.
• Monitor bank charges and identify opportunities to improve banking cost efficiency.
• Ensure timely execution of treasury transactions and adherence to internal controls and policies.
• Prepare and maintain weekly and monthly FX exposure reports.
• Execute and record FX transactions within the Treasury Management System (TMS).
• Monitor currency exposures and support FX risk management activities in line with treasury policies.
• Liaise with banking partners to obtain market intelligence and competitive FX pricing.
• Lead discussions of working capital facilities, bank guarantees, and Letters of Credit (LCs).
• Coordinate facility renewals, documentation, and compliance with banking partners.
• Negotiate banking terms, FX rates, and service charges to optimize financial outcomes.
• Maintain strong relationships with banking partners and act as a key contact for treasury matters.
• Ensure timely submission of treasury and banking documentation.
• Support the implementation, enhancement, and maintenance of Treasury Management Systems (Sigma Integration).
• Participate in weekly and monthly treasury and liquidity review meetings.
• Ensure compliance with regulatory requirements, internal treasury policies, and governance standards.
• Identify and implement process improvements to enhance treasury efficiency, controls, and reporting capabilities.
• Lead signatory changes and online banking access updates with banks.
• Support ad hoc treasury projects and strategic initiatives as required.

Skills

Cash management

Liquidity planning

Working capital management

FX operations

Excel proficiency

Education

Bachelor's degree in finance/Accounting/Economics/Business Administration

Tools

Treasury Management Systems (TMS)

Job description

Location: Vikhroli

Working days and Time: 5-day WFO (post probation 1-day WFH)

Time: 11:30 AM to 8:30 PM (Transportation provided) | Food provided (lunch, dinner)

Key Responsibilities

Cash & Liquidity Management

• Monitor and manage daily liquidity positions to ensure sufficient funding across business entities
• Optimize cash utilization to maximize interest income
• Monitor bank charges and identify opportunities to improve banking cost efficiency
• Ensure timely execution of treasury transactions and adherence to internal controls and policies.

Cash Forecasting

• Prepare and submit daily cash flow forecasts, highlighting FX requirements, working capital needs, liquidity risks, and foreign exchange exposures.
• Develop and maintain a rolling 9-week cash flow forecast, ensuring accuracy through regular review and updates.
• Collaborate with Accounts Payable, Accounts Receivable, Commercial, Trade Finance, and other stakeholders to gather and validate forecast inputs.
• Analyse cash flow trends and provide actionable insights to management on liquidity, working capital, and cash optimization opportunities.
• Build a strong understanding of business operations and market dynamics to improve forecasting accuracy.
• Support investment decisions by identifying surplus cash opportunities and executing approved transactions in accordance with delegated authorities.

Foreign Exchange (FX) Management

• Prepare and maintain weekly and monthly FX exposure reports.
• Execute and record FX transactions within the Treasury Management System (TMS).
• Monitor currency exposures and support FX risk management activities in line with treasury policies.
• Liaise with banking partners to obtain market intelligence and competitive FX pricing.

Banking Facilities Management

• Lead the discussions of working capital facilities, bank guarantees, and Letters of Credit (LCs).
• Coordinate facility renewals, documentation, and compliance requirements with banking partners.
• Negotiate banking terms, FX rates, and service charges to optimize financial outcomes.
• Maintain strong relationships with banking partners and act as a key point of contact for treasury-related matters.
• Ensure timely submission of all treasury and banking documentation.

Ad Hoc Responsibilities

• Support the implementation, enhancement, and ongoing maintenance of Treasury Management Systems, Sigma Integration and related processes.
• Participate in weekly and monthly treasury and liquidity review meetings.
• Ensure compliance with regulatory requirements, internal treasury policies, and governance standards.
• Identify and implement process improvements to enhance treasury efficiency, controls, and reporting capabilities.
• Leading the Signatory changes & online banking access updation with banks
• Support ad hoc treasury projects and strategic initiatives as required.

Qualifications & Experience

• Bachelors degree in finance, Accounting, Economics, Business Administration, or a related discipline.
• 2+ years of relevant experience in Treasury, Corporate Finance, Banking, or Financial Risk Management.
• Experience within commodities, energy, trading, or multinational environments is advantageous.
• Strong understanding of cash management, liquidity planning, working capital management, and foreign exchange operations.
• Familiarity with banking products, trade finance instruments, and treasury best practices.
• Experience using Treasury Management Systems (TMS) is preferred.
• Advanced proficiency in Microsoft Excel and financial reporting tools.