Treasury ALM Analyst - Emerging Lead

State Street; Bengaluru; On-site; INR 1,200,000 - 2,000,000; Full time

Job summary

State Street Bengaluru is seeking an Asset Liability Management professional to optimize balance sheet and maximize net interest revenue within risk limits. You will work with the ALM, Treasury and Finance teams to implement NII/EVE analysis, IRR management, and reporting.

Role requires a postgraduate finance-related degree and 3–5 years in banking/financial services, with strong QRM, data management, and SQL skills.

Qualifications

• Postgraduate degree, preferably in Finance or related field; MBA preferred.
• 3–5 years banking/financial services experience; Treasury ALM experience preferred.
• Experience with QRM software and data management workflows.

Responsibilities

• Support quarterly stress testing initiative and firm-wide scenario execution.
• Collaborate with model developers on balance sheet model enhancements and redevelopment.
• Analyze output and ensure reasonableness of results.
• Prepare ALM reporting including NII and EVE sensitivities.
• Provide analytical support to drive balance sheet initiatives.

Skills

QRM software

Data management

SQL programming

Quantitative skills

Communication

Team player

Education

Postgraduate degree in Finance or related field

MBA preferred

Tools

SQL

Excel

Financial modeling tools

Job description

Basic Purpose Of Job

The Asset Liability Management (ALM) team within Global Treasury is responsible for optimizing the company’s balance sheet while maximizing net interest revenue (NIR) within our risk appetite and regulatory constraints. Key functions within ALM include balance sheet and NIR forecasting and interest rate risk (IRR) management which are supported by groups focused on data analytics, balance sheet modeling and senior management and Board reporting. ALM is also responsible for coordinating the company’s deposit pricing strategy, return on capital and funds transfer pricing methodologies and balance sheet strategy. ALM works closely with other functions across Global Treasury, Finance, Risk Management and Business Units.

Responsibilities & Tasks Include

• The Interest Rate Risk team is responsible for:
• Support new quarterly stress testing initiative and firm-wide scenario execution
• Work closely with model developers and oversight partners on balance sheet model enhancements and redevelopment
• Analyzing output and ensuring reasonability of results
• Ensuring timely preparation and delivery of ALM reporting including NII and EVE sensitivities
• Providing value added analytics is a fundamental expectation of the role as is ability to provide strategic input into time critical initiatives
• General:
• Following procedures and maintaining existing processes, but also thinking critically about forecast and IRR topics to build subject matter expertise
• Providing analytical support to drive key balance sheet initiatives
• Reporting and analyzing actual balance sheet, NII and IRR trends to support month-end and quarter-end processes
• Responding in a timely and accurate manner to ad-hoc requests
• Working with other team members across ALM, Treasury, and Finance to ensure timely, accurate reporting for routine committee presentations
• Learn new concepts and become a subject matter expert on various balance sheet and ALM processes
• Apply knowledge/skills handling complex problems and/or coordinating work which may extend beyond own area of expertise; share expertise with colleagues and other departments

Job Requirements

Education and Experience:

• Minimum of postgraduate degree, preferably in Finance or related field,MBA preferred

3-5 Years of experience in banking,financial services.Treasury ALM related experience preferred

Skills/ Knowledge

• Quantitative Risk Management (QRM) software experience required
• Strong background in data management, programming/SQL background a plus
• Strong quantitative aptitude/skills and experience modeling complex financial concepts
• Detail oriented and effective written and verbal communication skills
• Experience using software applications to define and solve complex business problems
• Knowledge of financial markets
• Ability to work independently and in a team environment
• Ability to communicate complex concepts to broad audiences
• Ability to multi-task, manage priorities, work independently while maintaining attention to detail and meet deadlines in a demanding and deadline-oriented environment
• Must possess strong communication skills with ability to participate in conference calls and contribute to presentation of financial results to financial and non-financial audiences at various levels of seniority
• Solid business knowledge as it relates to the financial services industry
• Financial product and institution knowledge
• Self-motivated, self-assured, and self-managed
• Results oriented ownership mindset

About State Street

Across the globe, institutional investors rely on us to help them manage risk, respond to challenges, and drive performance and profitability. We keep our clients at the heart of everything we do, and smart, engaged employees are essential to our continued success.

We are committed to fostering an environment where every employee feels valued and empowered to reach their full potential. As an essential partner in our shared success, you’ll benefit from inclusive development opportunities, flexible work-life support, paid volunteer days, and vibrant employee networks that keep you connected to what matters most. Join us in shaping the future.

As an Equal Opportunity Employer, we consider all qualified applicants for all positions without regard to race, creed, color, religion, national origin, ancestry, ethnicity, age, disability, genetic information, sex, sexual orientation, gender identity or expression, citizenship, marital status, domestic partnership or civil union status, familial status, military and veteran status, and other characteristics protected by applicable law.

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