TM-Mngr-Underwriting-Thane

Aditya Birla Sun Life Insurance; Maharashtra; On-site; INR 600,000 - 900,000; Full time

Job summary

Aditya Birla Sun Life Insurance in Mumbai, India seeks a detail-oriented TM Underwriter to evaluate life insurance applications, assess risks, and determine coverage. You will apply underwriting guidelines, analyze medical, financial and lifestyle factors, and collaborate with agents to issue policies.

The role requires a Bachelor’s degree or equivalent, strong analytical and decision-making skills, attention to detail, and excellent communication.

Qualifications

• Bachelor’s degree or equivalent in insurance, finance, or a related field.
• Knowledge of life insurance products and underwriting guidelines.
• Strong analytical and decision-making skills.
• Attention to detail and ability to work efficiently under deadlines.
• Excellent communication and interpersonal skills.

Responsibilities

• Review and assess life insurance applications and documents.
• Evaluate risk factors including medical history, lifestyle, and financial background.
• Make informed decisions on coverage amounts, premiums, and policy terms.
• Collaborate with agents, brokers, and other departments to ensure smooth underwriting processes.
• Maintain accurate records and documentation for underwriting decisions.
• Stay updated on industry trends, regulatory changes, and company policies.

Skills

Analytical skills

Underwriting knowledge

Communication skills

Attention to detail

Decision making

Education

Bachelor’s degree or equivalent in insurance/finance

Job description

Job Title: TM Underwriting

Location: Mumbai, Maharashtra, India

Job Type: Full-Time

Job Summary: We are seeking a detail-oriented and analytical Underwriter to join our Life Insurance team. The Underwriter will evaluate and assess life insurance applications, determining the risks associated with policy issuance. The ideal candidate will have strong knowledge of underwriting guidelines, risk management, and insurance policies.

Responsibilities

• Review and assess life insurance applications and related documents.
• Evaluate risk factors including medical history, lifestyle, and financial background.
• Make informed decisions on coverage amounts, premiums, and policy terms.
• Collaborate with agents, brokers, and other departments to ensure smooth underwriting processes.
• Maintain accurate records and documentation for all underwriting decisions.
• Stay updated on industry trends, regulatory changes, and company policies.

Requirements

• Bachelor’s degree or equivalent experience in insurance, finance, or a related field.
• Knowledge of life insurance products and underwriting guidelines.
• Strong analytical and decision-making skills.
• Attention to detail and ability to work efficiently under deadlines.
• Excellent communication and interpersonal skills.