Temenos AA Business Consultant (Loans)

Luxoft India; India; On-site; INR 1,800,000 - 3,200,000; Full time

Job summary

Luxoft India seeks an experienced Temenos Transact Lending specialist with a 10-year track record implementing lending solutions. Focus areas include Arrangement Architecture (AA) and lending product configuration, with deep knowledge of Personal Loans, Mortgages and Commercial Loans.

The role covers requirements gathering, solution design, configuration, and functional testing, plus supporting SIT/UAT, data migration, cutover and go-live with strong stakeholder communication.

Qualifications

• 10 years of proven experience with Temenos Transact Lending implementations.
• Strong expertise in Arrangement Architecture (AA) and lending product configuration.
• Deep understanding of retail and commercial lending products including Personal Loans, Mortgages, and Commercial Loans.

Responsibilities

• Gather requirements, design solutions, configure Temenos, and perform functional testing.
• Facilitate business workshops and translate requirements into Temenos configurations.
• Support SIT, UAT, data migration, cutover and go-live activities with clear stakeholder communication.

Skills

Temenos Transact Lending

AA Architecture

Lending product configuration

Personal loans

Mortgages

Commercial loans

Syndicated lending

AA Product Builder

Lending lifecycle management

Interest structures

Repayment structures

Fees and pricing

Delinquency and collections

Restructuring and refinancing

Requirements gathering

Solution design

Configuration

Functional testing

SIT/UAT support

Data migration

Go-live activities

Stakeholder management

Documentation

Job description

Proven experience of 10 years in implementing Temenos Transact Lending solutions.

Strong expertise in Arrangement Architecture (AA) and lending product configuration.

Deep understanding of retail and commercial lending products, including:

Personal Loans

Mortgages

Commercial Loans

Syndicated or Corporate Lending (where applicable)

Strong knowledge of:

AA Product Builder

Lending Lifecycle Management

Interest and Repayment Structures

Fees, Charges, and Pricing

Delinquency and Collections concepts

Restructuring and Refinancing processes

Experience defining product conditions, accounting impacts, limits, and event-driven processing

Strong understanding of lending operations, credit processes, and servicing activities

Experience in requirements gathering, solution design, configuration, and functional testing

Ability to facilitate business workshops and translate requirements into Temenos configurations

Experience supporting SIT, UAT, data migration, cutover, and go-live activities.

Strong stakeholder management, communication, and documentation skills