Team Member - Compliance_SUPPORT SERVICES_0614_1508_1094919

Kotak Mahindra Bank; Mumbai; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Kotak Mahindra Bank is seeking a compliance-focused professional with CA or MBA qualifications to review credit proposals for regulatory alignment and to provide advisory on credit and lending matters from a compliance perspective. The role involves RBI-related reporting, risk monitoring, and coordination with regulators.

Candidate should have strong communication skills, be detail-oriented, and able to work under pressure to meet regulatory timelines.

Qualifications

• Requires CA or MBA with relevant experience.
• Knowledge of RBI regulations and regulatory frameworks is essential.
• Strong communication skills, both verbal and written.
• Ability to work under pressure and meet timelines.
• Collaborative, diligent and detail-oriented.

Responsibilities

• Review credit proposals going to Credit Committee (Level E2) for regulatory consistency.
• Review credit policies, processes and notes for compliance and completeness.
• Advise on credit and lending matters from a compliance perspective.
• Guide Credit monitoring on RBI reporting, LDS, Regulatory Returns, including EWS parameters.
• Support Fraud Monitoring Group with RFA and Fraud Reporting disclosures.
• Monitor regulatory risk areas and RBI guidelines compliance.
• Assist in rollout of new RBI circulars at bank level.
• Coordinate RBI audit information requests and liaise with stakeholders.
• Address RBI inspection findings and perform root cause analyses.

Skills

Verbal & written communication

Attention to detail

Pressure handling

Interpersonal skills

Team player

Education

CA or MBA

Tools

MS Office

Job description

Job Description:

The key responsibilities would include the following:

• Reviewing select credit proposals which goes into Credit Committee (Level E2) and bringing out any regulatory inconsistencies.
• Reviewing credit related Policies, processes and notes. It involves giving feedbacks and advice to ensure the bank processes are comprehensive and compliant with regulatory guidelines.
• Supporting business/credit function of the bank by giving advisory on all credit and lending related matters from Compliance Perspective.
• Advising Credit monitoring team on various matters including CRILC reporting, LDS, Regulatory Returns etc.. including EWS parameters
• Advising Fraud Monitoring Group including RFA and Fraud Reporting
• Carrying out testing and monitoring of regulatory risk areas of credit to ensure compliance with RBI guidelines.
• Getting involved in implementation of new circular at Bank level on all credit and lending related matters.
• Assisting the team during the time of RBI Audit by co-ordinating and collaborating with stakeholders to provide information and details requested by RBI.
• Resolving the points raised by RBI in inspection reports including conducting root cause analysis for regulatory violations.
• Engage with regulators as and when required, to obtain clarity on the regulations.

Job Role

Job Requirements:

• CA/MBA with prior relevant experience.
• Should be well versed with recent developments as regards RBI regulations.
• Should have good verbal and written communication skills with an eye for detail.
• Ability to perform under pressure within the given time lines.Should possess good communication / interpersonal / problem solving skills and has to be a quick learner.
• Diligent, hard-working & a team player, with ability to drive outcomes when working with other stakeholders.
• Proficient in working on MS Office tools.

Requirements: