Team lead - Credit Audit (Wholesale lending)

Skillventory; Thane; On-site; INR 1,500,000 - 2,300,000; Full time

Job summary

Skillventory in India seeks a Chartered Accountant to contribute to the development and execution of the Credit Audit across wholesale lending. You will oversee end-to-end credit lifecycle activities, including origination, screening, assessment, sanction, limit booking, disbursement, and post-disbursement monitoring, ensuring controls and compliance.

The role also covers reporting on asset classification, provisioning, income recognition, and adherence to applicable laws and internal policies

Qualifications

• CA with 8–13 years of experience in wholesale lending credit audit.

Responsibilities

• Contribute to developing and executing the Credit Audit program.
• Oversee end-to-end credit lifecycle activities from origination to settlements and restructuring.
• Ensure risk controls, policies, and regulatory compliance across lines of business.
• Support reporting on asset classification, provisioning and income recognition.

Skills

Credit audit

Wholesale lending

Education

Chartered Accountant (CA)

Job description

Role & responsibilities

Purpose of this role is to contribute and support in developing and managing the execution of the Credit Audit

Strategy and Plan covering all the key areas in the end-to-end Credit Lifecycle including credit origination, screening, credit assessment and sanction, limit and facility booking, credit operations, disbursement, post- disbursement monitoring, collections, recovery, pre-payments/foreclosures, settlements, restructuring, credit

administration and early warning monitoring, related legal and regulatory compliance and reporting such as asset

classification, provisioning, income recognition etc., across lines of businesses, customer segments, products and channels to assess adequacy and effectiveness of risk management and controls, and adherence to internal policies and procedures as well as applicable laws and regulations

Preferred candidate profile

CA with 8 to 13 Years exp in Wholesale lending Credit audit