Strategic Analytics - Associate

Testing Site - JPMC; Bengaluru; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Testing Site - JPMC in Bengaluru seeks an experienced analytics professional to develop and refine credit program policies and risk strategies across the full account lifecycle. You will collaborate with teams to deliver actionable insights that inform underwriting, portfolio management, and collections decisions.

The role requires strong SAS/R/Python and SQL skills, plus 3+ years in business analytics or risk analytics within financial services.

Qualifications

• Bachelor’s or master’s in engineering, statistics, econometrics, OR mathematics (or equivalent quantitative field).
• Strong SAS/R/Python and SQL programming skills; Advanced Word, PowerPoint, and Excel skills.
• 3+ years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy, or related Financial Analysis.
• Excellent written and oral communication skills to present analytical findings and business recommendations.
• High initiative, self-direction, and strong project management to handle competing priorities.

Responsibilities

• Collaborating in developing, maintaining, and improving credit program policies, strategies, processes, and procedures within the assigned function.
• Conducting complex analyses and providing accurate results with recommendations to management.
• Developing analytics to provide insight into emerging trends and portfolio quality.
• Acquire deep understanding of operational processes, metrics and profitability drivers across the account lifecycle (underwriting, portfolio management, collections).
• Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategies.

Skills

SAS/R/Python

SQL

Education

Bachelor’s or Master’s in quantitative field

Tools

Excel

Word

PowerPoint

Job description

Job responsibilities:

• Collaborating in developing, maintaining, and improving credit program policies, strategies, processes, and procedures within the assigned function,
• Conducting complex analysis and providing accurate and concise results with recommendations to management.
• Develop and maintain ongoing analytics to provide management with full insight into emerging trends and the quality of the originated accounts and portfolio.
• Acquire deep understanding of the operational processes, key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle (e.g., underwriting, portfolio management, collections)
• Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategies.

Required qualifications, capabilities, and skills.

• Bachelor’s or master’s in engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)
• Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills
• 3+ years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy, or related Financial Analysis
• Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level communications.
• High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines.
• Proven ability to collaborate and build strong partnerships.
• Intellectual curiosity, attention to detail with a proven ability to learn quickly.

Preferred Qualifications, Capabilities, and Skills

• Prior experience of working in Cards industry in strategy / policy role