State Head-Personal Loan (Partner Business)

IDFC FIRST Bank; Delhi; On-site; INR 1,500,000 - 2,000,000; Full time

Job summary

IDFC FIRST Bank is looking for a State Head for Personal Loan in Delhi. This role involves leading the personal loan business across the assigned state, focusing on revenue growth and partnership development.

The ideal candidate should have a minimum of 5 years of experience in the BFSI sector, possessing strong leadership and analytical skills. The position offers opportunities for strategic growth and innovation in the lending space.

Qualifications

• Minimum 5 years experience in BFSI.
• Strong leadership and team management skills.
• Excellent relationship-building and stakeholder management abilities.

Responsibilities

• Lead the personal loan business across the state, focusing on revenue expansion.
• Collaborate with the Digital Marketing team to drive customer acquisition.
• Build and nurture strategic partnerships to increase portfolio penetration.

Skills

Leadership

Relationship-building

Strategic thinking

Analytical skills

Communication

Education

Graduate (Full-time) – Any discipline

Job description

Job Requirements

About the Role

State Head – Personal Loan (Partner Business)

Responsible for leading the personal loan business across the assigned state(s), with a focus on partner‑driven channels. Drives revenue growth, expands cross‑sell opportunities, and builds strategic partnerships with dealers, OEMs, and other channel partners. Works closely with digital marketing, product, and analytics teams to enhance customer penetration, improve portfolio quality, and deliver differentiated offerings.

Key Responsibilities

Primary Responsibilities

• Lead the personal loan business across the state, focusing on revenue expansion per existing customer.
• Guide the distribution of cross‑sell products to achieve volume targets.
• Collaborate with the Digital Marketing team to drive customer acquisition through digital channels.
• Build and nurture strategic partnerships with key dealers, OEMs, and channel/product partners to increase portfolio penetration.
• Monitor portfolio performance and provide actionable insights to the Product and Sales teams for course correction.
• Support the Product team in developing differentiated offerings in the Business Loan category to drive growth.
• Work with the Business Analytics team to identify cross‑sell opportunities and improve customer engagement.

Secondary Responsibilities

• Foster a culture of continuous improvement through automation and digital enablement.
• Ensure effective resource planning and utilization to support business growth.
• Promote a customer‑centric approach across all business activities.

What We Are Looking For

Education

• Graduate (Full‑time) – Any discipline

Experience

• Minimum 5 years experience in BFSI

Skills and Attributes

• Strong leadership and team management skills
• Excellent relationship‑building and stakeholder management abilities
• Strategic thinking with a focus on digital and partner‑led growth
• Strong analytical and decision‑making capabilities
• Ability to drive innovation and customer‑centric initiatives
• Effective communication and collaboration skills