State Head-2 Wheeler Loan

Idfc First Bank Limited; Raipur; On-site; INR 1,800,000 - 2,600,000; Full time

Job summary

IDFC FIRST Bank is seeking a State Head-2 Wheeler Loan to scale the lending business across the state. You will develop and execute strategies, lead high-performing teams, and collaborate with Product, Sales, Operations, IT, Credit, and BIU to ensure excellent customer experience.

The role emphasizes strategic partnerships with dealers and OEMs, leveraging digital channels, and robust processes to drive growth in a cost-efficient, technology-driven manner.

Qualifications

• Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate.
• 5 to 10 years of relevant experience in lending or financial services.

Responsibilities

• Lead the Two-Wheeler Loan business across the state to drive revenue growth and customer acquisition.
• Guide the distribution of cross-sell products to achieve volume targets.
• Collaborate with the Digital Marketing team to enhance customer penetration through digital channels.
• Build and nurture strategic partnerships with dealers, OEMs, and channel/product partners to expand portfolio reach.
• Monitor portfolio performance and quality and provide actionable insights to Product and Sales teams for course correction.
• Support the Product team in developing differentiated offerings in the Two-Wheeler Loan category to drive business growth.
• Work with BIU to identify cross-sell opportunities using data analytics.
• Demonstrate ability to build, lead and motivate high-performing teams.
• Ensure alignment with organizational goals and compliance standards.
• Promote a customer-centric approach across all touchpoints.
• Improve sourcing from strategic alliances and direct channels.
• Foster collaboration across internal teams to ensure smooth execution of business strategies.

Skills

Leadership

Sales strategy

Channel development

Cross-functional collaboration

Data analytics

Education

Graduation BA/BCom/BBA/BSc/BTech/BE or any graduate

Job description

Job Requirements

Role/Job Title: State Head-2 Wheeler Loan

Job Purpose

The State Head –Two-Wheeler Loan in the Sales function is responsible for scaling the lending business across the state by developing and executing strategies to expand product offerings, customer segments, and distribution channels. The role focuses on delivering banking solutions in a cost-efficient and technology-driven manner. It involves building high-performing teams, establishing robust systems and processes, and fostering a culture that supports consistent and scalable delivery. The incumbent will work closely with cross-functional teams including Product, Sales, Operations, IT, Credit, and BIU to ensure seamless execution and superior customer experience.

Roles & Responsibilities

• Lead the Two-Wheeler Loan business across the state to drive revenue growth and customer acquisition.
• Guide the distribution of cross-sell products to achieve volume targets.
• Collaborate with the Digital Marketing team to enhance customer penetration through digital channels.
• Build and nurture strategic partnerships with key dealers, OEMs, and channel/product partners to expand portfolio reach.
• Monitor portfolio performance and quality and provide actionable insights to Product and Sales teams for course correction.
• Support the Product team in developing differentiated offerings in the Two-Wheeler Loan category to drive business growth.
• Work with the Business Intelligence Unit (BIU) to identify cross-sell opportunities using data analytics.
• Demonstrate ability to build, lead and motivate high-performing teams.
• Ensure alignment with organizational goals and compliance standards.
• Promote a customer-centric approach across all touchpoints.
• To improve the sourcing from the strategic alliances and direct channels.
• Foster collaboration across internal teams to ensure smooth execution of business strategies.

Education Qualification

Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate

Experience

5 to 10 years of relevant experience in the lending or financial services industry.