Staff SW Engineer- Java Full stack with GenAI experience

VISA; Bengaluru; Hybrid; INR 1,800,000 - 3,000,000; Full time

Job summary

Visa’s Technology Organization seeks versatile software engineers to design, build, and test systems used by millions of users worldwide. You will contribute to scalable, secure, and reusable software across multiple teams, influencing payment services, real-time processing, and new business flows.

The role involves collaborating in agile squads, mentoring others, and exploring cutting-edge technologies with opportunities for global impact. A hybrid work arrangement is expected.

Qualifications

• 7.5+ years of software engineering experience.
• Bachelor’s or Master’s degree in Computer Science, Software Engineering, Distributed Systems, or related field.
• Extensive Java & distributed systems expertise including concurrency, multi-threading and performance optimization.
• Experience with REST/SOAP APIs, JSON/XML and API patterns (OAuth, SAML).

Responsibilities

• Design code and systems touching large user bases with scalability and security.
• Collaborate across teams to create design artifacts and robust software for multiple offerings.
• Improve product quality and contribute to new business flows in agile squads.
• Build scalable products for merchants, B2B and government solutions.
• Work with real-time payment platforms and emerging services.
• Mentor teammates and pursue continuous learning across projects.

Skills

Java & Spring

Distributed Systems

API Development

Microservices

GIT & Jenkins

Education

Bachelors/Masters in CS/SE

Tools

Eclipse/IntelliJ

Docker

Kubernetes

Zookeeper/Etcd

Redis

Job description

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you’ll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

The Opportunity:

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale.As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.

The Work itself:

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions.
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities

Essential Functions:

• Demonstrates relevant technical working knowledge to understand requirements.
• Identifies and contributes to the development and solution strategies to team members that improve the design and functionality of interface features across one or more project features, under minimal guidance.
• Applies standard processes on the use of programming languages (e.g. HTML, C++, Java) to write code that fulfills website modification requests and technical requirements.
• Collaborates with others to support the piloting of new technology capabilities and features that enhance the user website experience across e-commerce products.
• Analyzes bugs for simple issues and applies debugging tools to verify assumptions.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Education & Experience:

7.5+ yearsof relevant software engineering experience

Bachelor’s or Master’s degreein Computer Science, Software Engineering, Distributed Systems, or related field

Core Technical Skills

Java & Distributed Systems Expertise:

Extensive technical experience withJAVA, Spring, Hibernate

Advanced Java developmentincluding concurrency, multithreading, and performance optimization

Deep understanding ofdistributed system architectures(microservices, event-driven, service mesh)

Experience withdistributed consensus algorithms(Raft, Paxos) and coordination services (Zookeeper, etcd)

Proficiency indistributed data managementpatterns (CQRS, Event Sourcing, Saga patterns)

Strong knowledge ofdistributed caching(Redis, Hazelcast, Memcached)

Experience withmessage queues and streaming platforms(Kafka, RabbitMQ, Pulsar)

Understanding ofCAP theorem, eventual consistency, and distributed transaction management

Experience buildinghighly available, fault-tolerant systemswith disaster recovery capabilities

Knowledge ofservice discovery, load balancing, and circuit breaker patterns

Proficiency in code development usingEclipse/MyEclipse, JetBrains IntelliJor any major Java IDE

Strong experience withGIT/Stash, Maven, and Jenkins

API & Integration:

Extensive experience inAPI Developmentusing SOAP or REST, JSON and XML

Deep knowledge of API standards includingOAuth, SAML

Experience withGraphQL, gRPC, and modern API gateway patterns

Understanding ofAPI versioning, rate limiting, and distributed API management

Experience buildingasync/reactive APIsusing Spring WebFlux or similar frameworks

Data & Infrastructure:

Experience withSQL datastores(Postgress/MySQL) andUnix/Linux platforms

Understanding ofdatabase sharding, replication, and distributed database systems

Knowledge ofdata consistency patternsacross distributed datastores

Working knowledge ofstreaming platforms like Kafkafor real-time data processing

AI-First Engineering Skills:

Experience integratingAI/ML modelsinto distributed production systems (TensorFlow, PyTorch, Scikit-learn)

Hands-on experience withLLM integrationand serving at scale (OpenAI API, Azure OpenAI, Claude, Llama, etc.)

Proficiency inAI-assisted developmenttools (GitHub Copilot, Cursor, Cline, or similar)

Distributed Systems Design:

Experience designingscalable microservices architectureshandling millions of transactions

Knowledge ofdistributed system monitoringand observability (Prometheus, Grafana, ELK stack)

Understanding ofcontainer orchestrationin distributed environments

Professional Capabilities

Ability to writeclean, coherent codefollowing established coding guidelines

Strong interpersonal and effective communication skills(both written and verbal)

Highly driven, resourceful, and results-oriented

The Skills You Bring:

Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale

Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions

Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)

Builder: Experience building and deploying modern services and web applications with quality and scalability

Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.

Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.