Sr Specialist Risk & Internal Audit

SoftwareONE Deutschland GmbH; Gurugram District; On-site; INR 900,000 - 1,500,000; Full time

Job summary

SoftwareOne Deutschland GmbH is seeking a seasoned credit underwriter to manage the customer credit portfolio, analyze financial statements, and assess credit histories of existing and potential clients. This role requires strong English, analytical, and communication skills to support sound risk decisions.

You will review credit applications, structure deals, and negotiate terms with clients while maintaining high ethical standards and regulatory awareness.

Qualifications

• Bachelor’s degree in finance, accounting, or related field.
• 5 years of experience as credit underwriter.
• Ability to read and interpret financial reports.
• Excellent English skills are a must.
• Strong written and verbal communication skills.
• Excellent organizational, analytical and time-management skills.
• Ability to prioritize tasks.
• Proficiency in Microsoft Office.
• Advanced Excel skills.
• Ethical behavior.
• Nice to have: NAV knowledge.
• Experience with Trade Credit Insurance is a plus.

Responsibilities

• Manage the customer credit portfolio.
• Analyze and assess financial statements and client credit history.
• Review credit applications and perform credit checks.
• Structure deals and perform risk assessments.
• Make informed decisions backed by sound assessments.
• Consult and negotiate with clients on financial terms and limits.
• Understand business, economic, and industry risk.

Skills

English proficiency

Communication skills

Analytical skills

Time management

Microsoft Office

Advanced Excel

Ethical behavior

NAV knowledge

Trade Credit Insurance knowledge

Education

Bachelor’s degree in finance, accounting, or related field

Tools

NAV

Job description

Why SoftwareOne?

SoftwareOne and Crayon have come together to form a global, AI-powered software and cloud solutions provider with a bold vision for the future. With a footprint in over 70 countries and a diverse team of 13,000+ professionals, we offer unparalleled opportunities for talent to grow, make an impact, and shape the future of technology. At the heart of our business is our people. We empower our teams to work across borders, innovate fearlessly, and continuously develop their skills through world-class learning and development programs. Whether you’re passionate about cloud, software, data, AI, or building meaningful client relationships, you’ll find a place to thrive here. Join us and be part of a purpose-driven culture where your ideas matter, your growth is supported, and your career can go global.

The role

• Managing the customer credit portfolio
• Analyze and assess the financial statements and credit history of existing and potential clients
• Review credit applications and perform credit checks
• Structure deals and perform risk assessments
• Ability to make informed decisions backed by sound assessment
• Consult and negotiate with clients regarding financial transactions, payment terms and credit limits
• Understanding of business, economic, and industry risk

What we need to see from you

• Bachelor’s degree in finance, Accounting, or related field
• 5 years of experience as credit underwriter
• Having the ability to read and interpret financial reports
• Excellent English skills are a must
• Strong communication skills (written and verbal)
• Excellent organizational, analytical and time-management skills
• Ability to prioritize tasks
• Proficiency in Microsoft Office
• Advanced Excel skills
• Ethical behavior
• Nice to have: NAV knowledge
• Experience with Trade Credit Insurance is a plus

Job Function

Finance

Accommodations

SoftwareOne welcomes applicants from all backgrounds and abilities to apply. SoftwareOne is committed to providing an environment of mutual respect where equal employment opportunities are available to all applicants and teammates without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Additionally, we encourage experienced individuals that have taken an intentional career break and are now prepared to return to work to explore our SOAR program.