Sr Analyst/Sr Associate

Black Turtle; Bengaluru; Hybrid; INR 1,200,000 - 1,800,000; Full time

Job summary

Black Turtle in Bengaluru seeks a Senior Analyst Regulatory Reporting to own US regulatory reports such as Call Report, FR Y-9C, FR Y-14M/Q, and related data projects. You will collaborate with IT, data owners, and business lines to drive automation and maintain controls.

You will ensure accuracy across reports, manage issues and governance, support audits, and participate in process improvements. Strong SQL, AXIOM, and BI tooling knowledge is required.

Qualifications

• In-depth knowledge of FR Y-14M, FR Y-14Q, Call Report and FR Y-9C.
• Strong data analysis using SQL.
• Experience with regulatory reporting processes and governance.
• Self-starter with ability to work with limited supervision.
• Ability to research and propose positions on complex accounting and reporting issues.

Responsibilities

• Ensure accurate reporting across FFIEC031, FR Y-9C, FR Y-14M, FR Y-14Q, etc.
• Communicate issues with data owners and track resolutions.
• Manage projects and provide key metrics to stakeholders.
• Develop and maintain controls, documentation, and change management.
• Collaborate with analysts and developers to capture requirements.
• Stay updated on evolving regulatory reporting requirements.
• Participate in audits and new initiatives.
• Develop governance structures and policies aligned with regulations.
• Execute IPE/manual data collection and attestation processes.
• Support goals to reduce manual adjustments and strengthen internal controls.
• Update policies and procedures to ensure clarity and compliance.

Job description

Role & responsibilities

Regulatory Reporting team is responsible for various US regulatory reports such as Call Report, FR Y-9C, CCAR, TIC Reports, FR 2900 and FR 2052a etc. along with handling multiple data projects and remediation programs. The team interact with multiple functions such as IT, data owners, line of businesses etc.

Impact

Senior Analyst Regulatory Reporting will be responsible to work on US regulatory reports in compliance with legal and regulatory requirements, company policies and procedures, and generally accepted accounting policies as well as apply understanding of current report production process and requirements to drive automation of report production in associated reporting tools. The candidate will be part of the External Regulatory Reporting Group.

Key Deliverables (Duties and Responsibilities)

• Ensuring accurate reporting across various reports but not limited to FFIEC031, FR Y-9C, FR Y-14M, FR Y-14Q etc.
• Communicate issues with appropriate data owners. Monitor and track issues to ensure timely and appropriate resolutions are achieved.
• Issue management, project management and key metrics for periodic updates to stakeholders.
• Assess, develop and maintain proper controls, robust documentation, and change management approach for all reporting areas automated and manual – associated with regulatory reporting function.
• Partner with Financial, business subject matter experts, other analysts and developers to ensure requirements are captured appropriately and solutions implemented adequately to address the business needs.
• Stays current on new and evolving regulatory reporting requirements, assess impact and ensure compliance for accurate reporting.
• Participate in projects as required for new initiatives, process improvements or technology implementation and development. Participate in bank examinations and internal and external audits.
• Develop, implement, and maintain effective governance structures, policies, and procedures that aligns with regulatory requirements and industry best practices.
• Execute and take ownership of IPE/manual data collection and attestation process using emerging technology which includes escalation process, access management, coordination with regulatory reporting team and data providers, assumption inventory, metrics etc.
• Provide support to achieve regulatory reporting goals such as decrease in manual adjustments, robust desktop procedures and create/review/update various internal controls on timely basis.
• Update policies and procedures, ensuring they are clearly worded, legally sound, and consistently applied across the function.

Skills and Qualification (Functional and Technical Skills)

Functional Skills:

• Must be aware of various banking products especially should have deep knowledge of loans products and related schedules.
• Strong background on various high risk reports like FR Y-14M, FR Y-14Q, Call Report, FR Y-9C etc.
• Should be able to analyze data using SQL queries.
• Self-starter and ability to deliver with limited training & oversight.
• Ability to research and propose company positions on complex accounting and reporting issues.

Technical/Business Skills:

• Working experience with SQL queries.
• Strong Microsoft Office skills, including advanced skills in Excel and PowerPoint.
• Strong AXIOM knowledge & project management skills will be an added advantage.
• Good knowledge on visualization tools such as Tableau and Power BI.
• Hands-on experience in implementation of automation tools to optimize reporting processes.
• Knowledge on US GAAP and accounting policy.

Relationships & Collaboration

• Partners: Cross functional teams such as Regulatory Reporting, SEC Reporting, Finance IT, Finance Data, Lines of Business.