Solution Architect - Trade Finance

Luxoft; Bengaluru; On-site; INR 3,500,000 - 6,000,000; Full time

Job summary

Luxoft is seeking a Solution Architect with deep Trade Finance domain expertise to define the target-state architecture and high-level design for the Trade Finance domain. The role spans business, application, data, and technology architecture, owning the end-to-end solution design and transformation roadmap.

You will align with cloud-native, API-first, and event-driven patterns, guiding the architecture through stakeholder alignment and implementation planning, including migration from legacy

Qualifications

• 15+ years IT experience with 5+ years in solution/enterprise architecture within banking or financial services.
• Deep domain knowledge of Trade Finance processes such as documentary credits, guarantees, collections, supply chain finance, trade loans, and compliance requirements.
• Strong understanding of Trade Finance integration with Payments infrastructure and Core Banking systems.
• Proficiency in cloud-native architectures, microservices design patterns, REST and event-driven API design, and data-centric approaches.
• Experience in monolith-to-microservices migration and legacy system modernization in banking.

Responsibilities

• Collaborate with stakeholders to gain a comprehensive understanding of current Trade Finance architecture, data flows, and integration points.
• Document existing architecture, identify pain points, technical debt, and risks.
• Define the target architectural strategy for Trade Finance aligned with business and enterprise guidelines.
• Ensure the strategy addresses Trade Finance specifics (e.g., documentary credits, guarantees, collections, sanctions) and integration with Payments/Core Banking.
• Develop end-to-end architectural views and design artifacts for communications with technical teams and business stakeholders.

Skills

Trade Finance domain knowledge

Target-state architecture design

Enterprise Architecture

Cloud-native architectures

Microservices design patterns

REST API design

Event-driven architectures

Monolith-to-microservices migration

Data modeling (relational/NoSQL/event)

Stakeholder management & communication

Job description

Project description

We are seeking a Solution Architect with deep Trade Finance domain expertise to define the target-state architecture and high-level design for the Trade Finance domain, aligned to business outcomes and the bank's strategic direction. This role spans business, application, data, and technology architecture — owning the end-to-end solution design and transformation roadmap, including integration with Payments and Core Banking platforms. You will work at the intersection of business strategy and technology execution, translating complex domain requirements into well-structured architectural solutions and guiding them through stakeholder alignment, impact analysis, and implementation planning.

Responsibilities

• - Collaborate with business stakeholders, product owners, enterprise architects, domain architects, and technical SMEs to gain a comprehensive understanding of the current Trade Finance architecture, including systems landscape, data flows, integration points, and technology stack.- Document the existing architecture thoroughly, identifying pain points, technical debt, capability gaps, operational inefficiencies, and risks that limit business agility or scalability.- Capture and articulate business objectives, strategic drivers, and domain-specific requirements to inform the target architectural vision.- Define the target architectural strategy for Trade Finance aligned with the organization’s overall business and technology strategies and enterprise architecture guidelines.- Ensure the strategy addresses Trade Finance domain specifics—such as documentary credits, guarantees, collections, supply chain finance, and compliance—and integration with Payments and Core Banking platforms.- Align the strategy with modern architecture principles, including cloud-native design, API-first, event-driven patterns, and data-centric approaches, while managing legacy system migration challenges.- Define the target solution architecture covering business, application, data, and technology domains.- Design end-to-end architectural views and process flows for the full Trade Finance scope, including integration patterns with Payments, Core Banking, regulatory reporting, and external messaging systems.- Develop high-level design artifacts that clearly communicate the solution to technical teams and business stakeholders.- Document and assess transformation roadmap options for Trade Finance, evaluating feasibility, risk, time-to-value, and organizational impact.- Define the recommended end-to-end roadmap, outlining capability sequencing, migration phases, and key milestones.- Produce a high-level implementation roadmap detailing impacts on related domains, dependencies, risks, and assumptions, and secure approval from relevant stakeholders, including business leadership, enterprise architecture, domain leads, and delivery teams.

SKILLS

Must have

• You should bring over 15 years of IT experience, including at least 5 years in Solution or Enterprise Architecture roles within banking or financial services. They demonstrate expertise in defining target-state architecture and high-level designs encompassing business, application, data, and technology domains.Hard skills include:- Deep domain knowledge of Trade Finance processes such as documentary credits, guarantees, collections, supply chain finance, trade loans, and compliance requirements like sanctions screening, AML, and KYC.- Strong understanding of Trade Finance integration with Payments infrastructure and Core Banking systems.- Proficiency in cloud-native architectures, microservices design patterns, REST and event-driven API design, contract-first approaches, and various database models including relational, NoSQL, and event sourcing.- Experience in monolith-to-microservices migration and addressing legacy system modernization challenges in banking.- Development of architectural artifacts such as solution architecture documentation, high-level designs, integration views, data flow diagrams, roadmaps, and options analyses.Software skills include:- Effective collaboration with diverse stakeholders across functions, domains, and regions.- Strong communication, facilitation, and negotiation abilities to achieve alignment and secure architectural approvals.- Comfort working in ambiguous environments, translating incomplete business requirements into structured architectural options with well-defined trade-offs.

Nice to have

N/A