Software Engineer - Payments and Automation

JP Morgan Services India Pvt Ltd; Bengaluru; On-site; INR 1,500,000 - 2,200,000; Full time

Job summary

JPMorganChase in Bengaluru seeks a Software Engineer II to contribute to the Payments Technology team within Commercial & Investment Bank. You will join an agile group to design, develop, and troubleshoot secure, scalable payment software components while leveraging AI-assisted tools to enhance code quality and delivery speed.

The role emphasizes secure coding practices, SDLC discipline, and collaboration with cross-functional teams to deliver reliable enterprise solutions.

Qualifications

• Formal training or certification in software engineering with 2+ years of applied experience.
• Hands-on experience in system design, application development, testing, and operational stability.
• Experience in developing, debugging, and maintaining code in a large corporate environment with modern programming languages and database querying.
• Experience using enterprise-authorized AI-assisted development tools and ability to evaluate AI outputs.
• Understanding of responsible AI use, data sensitivity, and secure handling in engineering workflows.
• Exposure to the full SDLC and agile methodologies (CI/CD, security, resiliency).

Responsibilities

• Executes standard software solution design, development, and troubleshooting.
• Writes secure, high-quality code in at least one programming language with limited guidance.
• Uses AI-assisted coding tools to improve quality, speed, and productivity with peer reviews and automated tests.
• Designs and troubleshoots across related systems, considering upstream/downstream dependencies.
• Analyzes large, diverse data sets to identify problems and inform decisions for secure, stable applications.
• Learns and applies software development methodologies and security practices.

Skills

Formal training/2+ years experience

System design

Code development/testing

AI-assisted development tools

Secure coding & data handling

SDLC & Agile (CI/CD)

Tools

Java 17+

AWS (EKS/ECS)

Terraform

Oracle/PostgreSQL

Job description

Software Engineer II - Payments and Automation You’re ready to gain the skills and experience needed to grow within your role and advance your career — and we have the perfect software engineering opportunity for you. As a Software Engineer II at JPMorganChase within the Commercial & Investment Bank- Payments Technology team, you are part of an agile team that works to enhance, design, and deliver the software components of the firm’s state-of-the-art technology products in a secure, stable, and scalable way. As an emerging member of a software engineering team, you execute software solutions through the design, development, and technical troubleshooting of multiple components within a technical product, application, or system, while gaining the skills and experience needed to grow within your role.

Job responsibilities

Executes standard software solution, design, development, and technical troubleshooting. Writes secure and high-quality code using the syntax of at least one programming language with limited guidance. Leverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards. Designs, develops, codes, and troubleshoots with consideration of upstream and downstream systems and technical implications. Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation. Applies technical troubleshooting to breakdown solutions and solve technical problems of basic complexity. Gathers, analyzes, and draws conclusions from large, diverse data sets to identify problems and contribute to decision-making in service of secure, stable application development. Learns and applies system processes, methodologies, and skills for the development of secure, stable code and systems.

Required qualifications, capabilities, and skills

• A. Formal training or certification on software engineering concepts and 2+ years applied experience ( NAMR/APAC – India/ LATAM/ Hong Kong)
• Hands-on practical experience in system design, application development, testing, and operational stability
• Experience in developing, debugging, and maintaining code in a large corporate environment with one or more modern programming languages and database querying languages
• Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, testing, troubleshooting, or documentation) with demonstrated ability to critically evaluate and validate AI-generated outputs.
• Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations.
• Experience across the whole Software Development Life Cycle Exposure to agile methodologies such as CI/CD, Application Resiliency, and Security

Preferred qualifications, capabilities, and skills

• Full stack Java developer experience in enterprise application development
• Strong experience in SDLC delivery in Agile methodologies
• At least two years experience in Java 17+
• Experience developing microservices, packaged into AWS Elastic Kubernetes Service and/or Elastic Container Service, and deployed to EC2 instances
• Experience writing Terraform scripts and deploying in AWS production environment
• Experience in at least one relational database management system (preferably Oracle or PostgreSQL)

Experience Level Mid Level