Software Engineer II - Payments And Automation

JP Morgan Chase; Bengaluru; On-site; INR 1,200,000 - 2,500,000; Full time

Job summary

JPMorganChase in Bengaluru, India is seeking a Software Engineer II to contribute to a payments technology platform within an agile team. You will design, develop, test, and troubleshoot software components in a secure, scalable environment.

The role emphasizes secure coding, use of AI-assisted development tools, and adherence to SDLC with an emphasis on resiliency and security. This is a growth-focused position offering hands-on learning and career progression.

Qualifications

• Formal training in software engineering with 2+ years of experience.
• Experience in system design, application development, testing, and operational stability.
• Proficient in at least one modern programming language and database querying.
• Experience with enterprise AI-assisted development tools and secure coding.
• Understanding of responsible AI use, data sensitivity and security expectations.
• Experience across the Software Development Life Cycle and CI/CD, resiliency and security.
• Exposure to Agile methodologies.

Responsibilities

• Executes standard software solution design, development, and troubleshooting.
• Writes secure and high-quality code using the syntax of at least one programming language with limited guidance.
• Leverages AI coding assist tools to improve code quality, delivery speed, and productivity, with peer review and secure coding standards.
• Designs, develops, codes, and troubleshoots with consideration of upstream/downstream systems.
• Applies SDLC tools and automation to improve value realized by automation.
• Applies technical troubleshooting to break down solutions and solve basic problems.
• Gathers and analyzes large data sets to identify issues and inform decision making for secure, stable app development.
• Learns system processes for secure, stable code and systems.

Skills

Software engineering concepts

System design

Application development

Agile methodologies

AI-assisted coding

Education

Software engineering training

Tools

Terraform

AWS ECS/EKS

AWS EC2

AI-assisted development tools

Job description

Job Description:

You’re ready to gain the skills and experience needed to grow within your role and advance your career — and we have the perfect software engineering opportunity for you.

As a Software Engineer II at JPMorganChase within the Commercial & Investment Bank- Payments Technology team, you are part of an agile team that works to enhance, design, and deliver the software components of the firm’s state-of-the-art technology products in a secure, stable, and scalable way. As an emerging member of a software engineering team, you execute software solutions through the design, development, and technical troubleshooting of multiple components within a technical product, application, or system, while gaining the skills and experience needed to grow within your role.

Job responsibilities

• Executes standard software solution, design, development, and technical troubleshooting
• Writes secure and high-quality code using the syntax of at least one programming language with limited guidance
• Leverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards.
• Designs, develops, codes, and troubleshoots with consideration of upstream and downstream systems and technical implications
• Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation
• Applies technical troubleshooting to breakdown solutions and solve technical problems of basic complexity
• Gathers, analyzes, and draws conclusions from large, diverse data sets to identify problems and contribute to decision‑making in service of secure, stable application development
• Learns and applies system processes, methodologies, and skills for the development of secure, stable code and systems

Required qualifications, capabilities, and skills

• A. Formal training or certification on software engineering concepts and 2+ years applied experience ( NAMR/APAC – India/ LATAM/ Hong Kong)
• Hands‑on practical experience in system design, application development, testing, and operational stability
• Experience in developing, debugging, and maintaining code in a large corporate environment with one or more modern programming languages and database querying languages
• Hands‑on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, testing, troubleshooting, or documentation) with demonstrated ability to critically evaluate and validate AI-generated outputs.
• Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations.
• Experience across the whole Software Development Life Cycle
• Exposure to agile methodologies such as CI/CD, Application Resiliency, and Security

Preferred qualifications, capabilities, and skills

• Full stack Java developer experience in enterprise application development
• Strong experience in SDLC delivery in Agile methodologies
• At least two years experience in Java 17+
• Experience developing microservices, packaged into AWS Elastic Kubernetes Service and/or Elastic Container Service, and deployed to EC2 instances
• Experience writing Terraform scripts and deploying in AWS production environment
• Experience in at least one relational database management system (preferably Oracle or PostgreSQL)