Senior Underwriter (US Insurance P&C)

Talent Corner Hr Services; Bengaluru; On-site; INR 2,500,000 - 4,000,000; Full time

Job summary

Talent Corner Hr Services is seeking an experienced underwriting professional in Bengaluru to evaluate and underwrite US Workers Compensation policies within established guidelines. You will assess risk exposure, determine appropriate coverage, terms, and pricing for new business and renewals, and review submissions for accuracy and compliance.

The role requires strong knowledge of US Workers Compensation underwriting principles and experience with underwriting platforms or rating tools.

Qualifications

• 9+ years of overall experience.
• 6 years of relevant experience in P & C or US Workers Compensation Underwriting.
• Strong understanding of US Workers Compensation underwriting principles.
• Experience with underwriting platforms or rating tools.

Responsibilities

• Evaluate and underwrite US Workers Compensation policies as per underwriting guidelines
• Assess risk exposure and determine appropriate coverage, terms, and pricing for new business and renewals/existing business
• Review submission application including loss runs, financials, census, operational details and evaluate the risk
• Ensure compliance with underwriting standards and regulatory requirements
• Collaborate with internal teams (brokers, agents, operations)
• Maintain detailed and accurate records of underwriting decisions, activities, and communication for auditing purposes
• Maintain documentation and ensure accuracy in policy issuance
• Support renewals and endorsements

Skills

Underwriting

Risk assessment

Policy issuance

Broker collaboration

Tools

Underwriting platforms

Rating tools

Job description

Role & responsibilities

• Evaluate and underwrite US Workers Compensation policies as per underwriting guidelines
• Assess risk exposure and determine appropriate coverage, terms, and pricing for new business and renewals/existing business
• Review submission application including loss runs, financials, census, operational details and evaluate the risk
• Ensure compliance with underwriting standards and regulatory requirements
• Collaborate with internal teams (brokers, agents, operations)
• Maintain detailed and accurate records of underwriting decisions, activities, and communication for auditing purposes
• Maintain documentation and ensure accuracy in policy issuance
• Support renewals and endorsements

Preferred candidate profile

• 9+ years of overall experience
• 6 years of relevant experience in P & C or US Workers Compensation Underwriting
• Strong understanding of US Workers Compensation underwriting principles
• Experience with underwriting platforms or rating tools