Senior SDE - Java

M2P Fintech; Chennai District; On-site; INR 1,800,000 - 2,400,000; Full time

Job summary

M2P Fintech is a leading Banking Technology Platform based in Chennai, delivering scalable financial software across 30+ countries. This Lead Engineer role focuses on building high‑performance, highly available systems for banking, lending, and payments infrastructure.

You will mentor juniors, own complex components, and collaborate with architects to ship robust solutions in a fast-paced agile environment. Prior UPI knowledge is a plus.

Qualifications

• 5–8 years of experience in software development.
• Strong expertise in Java and microservices architectures.
• Experience with Spring ecosystem (Boot, MVC, REST, Security).
• Solid knowledge of relational and NoSQL databases (PostgreSQL, MongoDB).
• Hands-on with Redis and Kafka for high-throughput systems.
• Familiarity with API design, authentication, and versioning.
• Exposure to Next.js, GraphQL, WebSockets or event-driven systems.

Responsibilities

• Develop object‑oriented models and data structures for new software projects.
• Conduct software analysis, programming, testing, and debugging to improve processes.
• Recommend software solutions to address evolving banking functionality and reporting needs.
• Solve complex problems with innovative approaches and deliver high‑quality solutions with ownership.
• Adopt technologies for large‑scale, high‑performance, reliable systems.
• Collaborate with peers and architects across development stages.
• Mentor junior engineers and promote best practices in coding.

Skills

Java

Microservices

Spring Boot

Spring MVC

Spring REST APIs

Spring Security

JSP

OAuth2

React.js

Node.js

API design

Authentication

Versioning

Data structures

Algorithms

Next.js

GraphQL

WebSockets

Event-driven systems

Education

BE or B.Tech in Computer Science or an equivalent degree

Tools

PostgreSQL

MongoDB

Redis

Kafka

Next.js

GraphQL

WebSockets

Job description

Experience: 5-8 years

Who Are We?

M2P Fintech is a leading Banking Technology Platform, shaping the future of digital finance. Established in 2014 and headquartered in Chennai, we have a strong footprint across 30+ countries in Asia-Pacific, the Middle East & Africa (MEA), and Oceania.

At the forefront of next gen fintech, we drive innovation in banking, lending, and payments infrastructure. Powering global fintech transactions, our comprehensive technology stack enables seamless banking solutions, lending platforms, Buy Now Pay Later (BNPL) services, customized credit cards, prepaid cards, and more.

About the Role

M2P Fintech is looking for Lead Engineers to build scalable software systems that are high-performance, highly available, highly transactional, low latency and massively distributed. As part of a cross functional team, you will be working in a fast-paced and agile work environment delivering quality and innovative solutions that have immediate business impact. You will take the challenges and ownership that comes while developing a complex system. You will actively mentor junior engineers and guide them in top development practices and maintain a high-quality codes. You will also be a team player with a knack for visual design and utility.

What Will You Do in this Role

• Develop object‑oriented models and design data structures for new software projects, implementing business logic and data models with appropriate class design.
• Conduct software analysis, programming, testing, and debugging, and recommend changes to improve existing processes.
• Recommend software solutions to address emerging needs in banking functionality and reporting capabilities.
• Solve complex problems with innovative approaches and deliver high‑quality solutions while taking ownership and accountability for assigned tasks.
• Demonstrate strong learnability and adopt technologies that support building large‑scale, high‑performance, reliable, and sustainable systems.
• Collaborate with peers and architects across all stages of the development process.
• Working experience or knowledge of UPI payments will be an added advantage.

What You’ll Need to be Successful in this Role

• B.E or B.Tech in Computer Science or an equivalent degree.
• Technical Skills: Java, Microservices, Spring Boot, Spring MVC, Spring REST APIs, Spring Security, JSP, Web Applications, OAuth2, and proficiency in React.js and Node.js.
• Working knowledge of PostgreSQL and MongoDB (both mandatory).
• Hands-on experience with Redis and Kafka.
• Strong understanding of API design, authentication, and versioning.
• Exposure to Next.js, GraphQL, WebSockets, or event‑driven systems.
• Excellent coding skills with strong competencies in data structures, algorithms, and their time‑space complexities.
• Strong problem‑solving abilities paired with analytical thinking and effective communication skills.
• Ability to understand business requirements and translate them into technical solutions.