Senior Product Manager - LOS

Vegapay; Bengaluru; On-site; INR 3,500,000 - 5,500,000; Full time

Job summary

Vegapay in Bengaluru is seeking a Senior Product Manager to own LOS strategy and execution for SaaS lending platforms serving banks and NBFCs. You will translate complex fintech workflows into scalable product requirements and collaborate across Engineering, Design, Credit, Risk, Compliance, Sales, and Customer Success.

The role emphasizes data-driven decision making, regulatory compliance, and driving adoption and performance in a fast-paced environment.

Qualifications

• 5+ years of Product Management experience.
• Hands-on exposure to Loan Origination Systems (LOS).
• Strong understanding of lending lifecycle (Retail/SME/Digital lending).
• Experience with banks, NBFCs, or fintech lenders.
• Translate complex banking workflows into PRDs and specs.
• Strong stakeholder management and cross-functional collaboration.
• Structured thinking with problem-solving ability.

Responsibilities

• Own end-to-end product lifecycle: discovery, prioritization, roadmap planning, execution, launch, optimization.
• Define and drive product strategy aligned with business goals, customer needs, and regulatory requirements.
• Translate workflows into PRDs, user stories, and functional specs.
• Collaborate with Engineering, Design, Credit, Risk, Compliance, Sales, and Customer Success.
• Build scalable LOS modules aligned with SaaS best practices.
• Engage with partner banks/NBFCs to tailor solutions.
• Drive adoption, usability, and performance through iteration and feedback.
• Ensure RBI/regulatory compliance across product design and execution.
• Use data and customer insights to drive decisions.

Skills

LOS experience

Banking product

Stakeholder management

Structured thinking

Regulatory awareness

SQL/Analytics

Job description

The Impact You’ll Drive

We are seeking a Senior Product Manager with strong experience in Loan Origination Systems (LOS) and exposure to both fintech and traditional banking environments. The ideal candidate brings structured product thinking, strong stakeholder management, and a deep understanding of the digital lending lifecycle. You will own product strategy and execution for key LOS modules in a SaaS environment serving banks and NBFCs, building scalable, configurable solutions that power next-generation lending infrastructure.

The Hats You Will Wear

• Own the end-to-end product lifecycle: discovery, prioritization, roadmap planning, execution, launch, and optimization
• Define and drive product strategy aligned with business goals, customer needs, and regulatory requirements
• Translate complex banking and fintech workflows into clear product requirements (PRDs), user stories, and functional specifications
• Partner cross-functionally with Engineering, Design, Credit, Risk, Compliance, Sales, and Customer Success teams
• Build scalable, configurable LOS modules aligned with SaaS best practices
• Work closely with partner banks and NBFCs to understand requirements and deliver tailored solutions
• Drive product adoption, usability, and performance through continuous iteration and feedback loops
• Ensure compliance with regulatory frameworks (including RBI guidelines) across product design and execution
• Use data and customer insights to drive product decisions and improvements

The Perfect Fit

• 5+ years of Product Management experience
• Hands-on exposure to Loan Origination Systems (LOS)
• Strong understanding of lending lifecycle (Retail / SME / Digital lending)
• Experience working with banks, NBFCs, or fintech lenders
• Ability to translate complex financial workflows into scalable product solutions
• Strong stakeholder management and cross-functional collaboration skills
• Structured thinking with strong problem-solving ability
• Comfortable working in fast-paced, high-ownership environments

Your Edge Over The Rest

• Experience building SaaS products
• Prior exposure to Banking LOS platforms
• Understanding of RBI regulations and compliance requirements
• Data-driven mindset with hands-on experience in SQL or analytics tools

The Problem We’re Solving

Financial institutions today are held back by legacy systems that are slow, rigid, and expensive to scale. Launching or evolving credit, lending, and UPI products often takes months, requires heavy engineering effort, and limits the ability to create personalized customer experiences. At the same time, customer expectations have changed - speed, flexibility, and tailored financial products are no longer optional. Banks and fintechs need infrastructure that allows them to innovate quickly, adapt continuously, and scale without friction. This is where we come in. At Vegapay, we are building modern, configurable fintech infrastructure that enables banks, NBFCs, and enterprises to design, launch, and manage credit and payment programs with ease. Our platform brings together flexibility, speed, and control - helping our partners unlock new growth opportunities and deliver personalized banking experiences at scale.

The Opportunity Ahead

• Build and scale products powering the future of digital lending for banks and NBFCs
• Work at the intersection of fintech innovation and regulated banking infrastructure
• High ownership role with end-to-end product responsibility
• Opportunity to solve complex, real-world problems in credit, underwriting, and onboarding
• Collaborate closely with experienced leaders across product, banking, and fintech ecosystems
• Fast-paced, execution-driven culture where your work directly impacts business outcomes
• Be part of a growing fintech shaping next-gen credit infrastructure in India